Smart Money People Logo

Zopa: Current account reviews

4.94
Based on 5,946 reviews, last reviewed 15th Mar 2026
564200% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa Current account with interest! There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so ... Read more Reviewed on: 15th March 2026
Josh S's avatar
Josh S

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Current account reviews (5946)

Excellent service good customer service

5
Excellent service good customer service Reviewed on: 15th January 2026

Zopa is the best bank ever!

5
Zopa is the best bank ever! I truly wish I had them from the start of my career. Well done Zopa! Reviewed on: 15th January 2026

Really easy app and great system overall.

5
Really easy app and great system overall. gives you capabilities not only for saving but banking now too and a different outline to the big banks with clarity of interest rate changes and other capabilities Reviewed on: 15th January 2026

Great rates and easy to use App

5
Very competitive savings rates . Excellent App that's easy to navigate. Great job Zopa Reviewed on: 15th January 2026

Great supportive bank customer services

5
Great and supportive customer services Reviewed on: 15th January 2026

All account work as expected and had no problem, I l...

4
All account work as expected and had no problem, I like the why you can have different money pots in the same account. Reviewed on: 15th January 2026

Innovative, easy to use,wish they offer switching.

5
Innovative, easy to use,wish they offer switching. Reviewed on: 15th January 2026

Easy to open, great moving money in and out to other...

5
Easy to open, great moving money in and out to other accounts. Good interest rate and pay back on direct debits. Reviewed on: 15th January 2026

Straight forward great banking service

5
Straight forward great banking service Reviewed on: 15th January 2026

Very good service

5
Very good financial service in all areas Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43500 reviews
    Zopa
    View all products