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Zopa: Current account reviews

4.94
Based on 5,946 reviews, last reviewed 15th Mar 2026
564200% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Zopa Current account with interest! There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so ... Read more Reviewed on: 15th March 2026
Josh S's avatar
Josh S

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5946)

Great account.

5
Great account. Helps me to save. Excellent customer service Reviewed on: 15th January 2026

Excellent and efficient service when I had a query o...

5
Excellent and efficient service when I had a query out of hours. Team goes over and above Reviewed on: 15th January 2026

Exellent service so far very happy with the credit c...

5
Exellent service so far very happy with the credit card company Reviewed on: 15th January 2026

Excellent service very helpful & understanding

5
Excellent service very helpful & understanding Reviewed on: 15th January 2026

Its a good bank to work with.

5
Its a good bank to work with. Simple process and very safe Reviewed on: 15th January 2026

Zopa accounts

5
Zopa bank account is easy to manage through the app, quick and easy to apply. I also have credit card and loan from zopa they have helped me a lot and are helping me build my credit. Reviewed on: 15th January 2026

Fantastic rates and easy to use app, have and would...

5
Fantastic rates and easy to use app, have and would recommend! Got to keep those rates high though Reviewed on: 15th January 2026

Very easy to use app and the voice assistant for pay...

5
Very easy to use app and the voice assistant for paying bills is brilliant Reviewed on: 15th January 2026

Perfect place to save and keep my money .

5
Perfect place to save and keep my money . I have a credit card , loan , bank account and savings with them. The app is easy to use and when I’ve needed customer service they has answered promptly and helped me resolve my issues Reviewed on: 15th January 2026

They are good at fraud prevention.

5
They are good at fraud prevention. They dealt with a transfer I needed to make by putting it on hold until we had a conversation. I was really happy to do that. The idea you can split your ISA into fixed and variable in the same account is really innovative Reviewed on: 15th January 2026

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