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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
45% increase in 5 star reviews
in the past 90 days
175% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great surprise and good support with credit and banking

5
Great surprise and good support with credit and banking Reviewed on: 15th January 2026

Best set of interest paying current and savings acco...

5
Best set of interest paying current and savings accounts that I could find anywhere. Reviewed on: 15th January 2026

Have a current account, credit card and loan with Zo...

5
Have a current account, credit card and loan with Zopa . All very good . Reviewed on: 15th January 2026

I find it easy to manage my accounts via the app, go...

5
I find it easy to manage my accounts via the app, good interest rates too Reviewed on: 15th January 2026

Everything has been easy to use.

5
Everything has been easy to use. The app, customer service and ease of use and savings Reviewed on: 15th January 2026

Fantastic company.

5
Fantastic company....belived in me when no body else gave me a chance. Reviewed on: 15th January 2026

Superb I use my app everyday and it has been seamles...

5
Superb I use my app everyday and it has been seamless, fast and recipient gets money in no time! Reviewed on: 15th January 2026

Great, definitely recommend

5
Been using Zopa for just under a year and it’s really great. Can use it overseas with no issues. The interest on th biscuit account are great. Reviewed on: 15th January 2026

A great help and good notification.

5
A great help and good notification. Reviewed on: 15th January 2026

Zopa - Would recommend!!!

5
Opened my account via the App, very easy and straight forward. The reason I opened my account is the appealing and attractive interest rates!! Reviewed on: 15th January 2026

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