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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Useful banking app, very helpful staff and easy way...

Useful banking app, very helpful staff and easy way to save. Reviewed on: 15th January 2026

Love this company

Easy and quick way to invest your money.Great user friendly site. Reviewed on: 15th January 2026

Great rates and easy to use app.

Great rates and easy to use app. Reviewed on: 15th January 2026

ease of use, great interest rates

very easy to open my biscuit current account and savings pots, extremely competitive/ market leading rates for easy access accounts and the monthly regular saver account. the app is simple but very clear and easy to use Reviewed on: 15th January 2026

I have been with Zopa now for a few years, I really...

I have been with Zopa now for a few years, I really like it, the app is excellent and the interest offers and features are great. Reviewed on: 15th January 2026

Good app based banking.

Good app based banking. Very good savings rates. Setting up auto pays was a little complex. Reviewed on: 15th January 2026

Zopa has an excellent app and the experience has bee...

Zopa has an excellent app and the experience has been extremely smooth so far. Am a big fan of the regular saver offering and the cashback on bills. Haven’t had any issues at all during my time as a customer Reviewed on: 15th January 2026

Very easy to open my account.

Very easy to open my account. I'm not keen on lumping all the savings together on the main screen, I prefer to see individual accounts but maybe I'll get used to it! Reviewed on: 15th January 2026

Youthfyl responsive 21st century banking.

Youthfyl responsive 21st century banking. Reviewed on: 15th January 2026

Zopa is a fantastic bank to be with

Zopa has provided me with two excellent savers accounts with great interest rates, a valuable referral scheme and good policies on the current account. Reviewed on: 15th January 2026

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