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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Savings on my biscuit zopa account is crazyy im cons...

Savings on my biscuit zopa account is crazyy im constantly earning i also locked a saving pot as i find it so hard to save so i cant dip into it ! Reviewed on: 15th January 2026

Really great bank for saving money

Really great bank for saving money Reviewed on: 15th January 2026

Easy to use and everything is very clear on the app.

Easy to use and everything is very clear on the app. Reviewed on: 15th January 2026

Simple to do business with

Easy to set up accounts ,transfer money etc Reviewed on: 15th January 2026

My Zopa makes everything easy

My Zopa makes everything easy, there’s fast transfers, I’ve had an amazing experience speaking to the team too! Reviewed on: 15th January 2026

Excellent experience with Zopa from 2022..

From the very first experience with Zopa back in 2022 we have been impressed. The app is very easy to use, has continued to evolve with latest advances and more offerings and the additional benefits with their new Biscuit account are very welcome. Payments are instant. Reviewed on: 15th January 2026

Easy to use, excellent rates!

Very good app, rates and features - love it! Reviewed on: 15th January 2026

Easy to use app

Easy to set up accounts, app simple to use, great interest rates on savings Reviewed on: 15th January 2026

Brilliant so far, really pleased and highly recommend

Brilliant so far, really pleased and highly recommend Reviewed on: 15th January 2026

Real Savings

Extremely good interest rates and returns on direct debits. Reviewed on: 15th January 2026

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