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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Zopa is a fantastic bank to be with

Zopa has provided me with two excellent savers accounts with great interest rates, a valuable referral scheme and good policies on the current account. Reviewed on: 15th January 2026

Savings on my biscuit zopa account is crazyy im cons...

Savings on my biscuit zopa account is crazyy im constantly earning i also locked a saving pot as i find it so hard to save so i cant dip into it ! Reviewed on: 15th January 2026

Really great bank for saving money

Really great bank for saving money Reviewed on: 15th January 2026

Easy to use and everything is very clear on the app.

Easy to use and everything is very clear on the app. Reviewed on: 15th January 2026

Simple to do business with

Easy to set up accounts ,transfer money etc Reviewed on: 15th January 2026

My Zopa makes everything easy

My Zopa makes everything easy, there’s fast transfers, I’ve had an amazing experience speaking to the team too! Reviewed on: 15th January 2026

Excellent experience with Zopa from 2022..

From the very first experience with Zopa back in 2022 we have been impressed. The app is very easy to use, has continued to evolve with latest advances and more offerings and the additional benefits with their new Biscuit account are very welcome. Payments are instant. Reviewed on: 15th January 2026

Easy to use, excellent rates!

Very good app, rates and features - love it! Reviewed on: 15th January 2026

Easy to use app

Easy to set up accounts, app simple to use, great interest rates on savings Reviewed on: 15th January 2026

Brilliant so far, really pleased and highly recommend

Brilliant so far, really pleased and highly recommend Reviewed on: 15th January 2026

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