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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to access statements, good customer service

Easy to access statements, good customer service Reviewed on: 15th January 2026

Everything has gone very smooth so far and the regul...

Everything has gone very smooth so far and the regular saver has the best rate on the market Reviewed on: 15th January 2026

Zopa is amazing!

Zopa is amazing! I love how easy and effective the app is Reviewed on: 15th January 2026

Good banking option with attractive interest features

Good banking option with attractive interest features Reviewed on: 15th January 2026

Very friendly helpful good app easy to talk to easy...

Very friendly helpful good app easy to talk to easy to manage Reviewed on: 15th January 2026

Excellent company

No issues with using Zopa, straight forward and great app Reviewed on: 15th January 2026

The basics and offers on savings pots are better now...

The basics and offers on savings pots are better now with incentive to get higher savings offers when paying in £500 each month, it encourages the right actions and behaviours, but the ISA rate is shockingly low. Reviewed on: 15th January 2026

Excellent

My experience has been very good. I’ve had no complaints about super so they top marks out of 10. Reviewed on: 15th January 2026

It has helped me to save money and earn money throug...

It has helped me to save money and earn money through cashback on bills Reviewed on: 15th January 2026

Got my car financed thru Zopa .

Got my car financed thru Zopa .. delighted with ser ice and also have a credit card Reviewed on: 15th January 2026

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