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Zopa: Current account reviews

4.94
Based on 5,946 reviews, last reviewed 15th Mar 2026
564200% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
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96%
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Latest highest rating:

5

Zopa Current account with interest! There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so ... Read more Reviewed on: 15th March 2026
Josh S's avatar
Josh S

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5946)

Zopa app

5
Never had to use customer service as app functions really well. Very easy to use and good interest rates. Reviewed on: 15th January 2026

Great bank, had no issues so far.

5
Great bank, had no issues so far. some of the best interest rates on a savings account too. Reviewed on: 15th January 2026

Everything went smoothly, no issues at all.

5
Everything went smoothly, no issues at all.The app is very easy to use. Reviewed on: 15th January 2026

The app is easy to use and applying for things like...

5
The app is easy to use and applying for things like loans and credit cards are quick and easy Reviewed on: 15th January 2026

excellent saving interest rate on regular and easy a...

5
excellent saving interest rate on regular and easy access saving pot Reviewed on: 15th January 2026

Amazing service all round easy to use

5
Amazing service all round easy to use Reviewed on: 15th January 2026

When needed money zopa helped me out good customer...

5
When needed money zopa helped me out good customer service Reviewed on: 15th January 2026

This is excellent credit card .

5
This is excellent credit card .been using nearly 3 years .all i can say is excellent Reviewed on: 15th January 2026

Everything is easy.

5
Everything is easy. All transparent and easy to understand. Reviewed on: 15th January 2026

Great service and account would recommend

5
Great service and account would recommend Reviewed on: 15th January 2026

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