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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Real Savings

Extremely good interest rates and returns on direct debits. Reviewed on: 15th January 2026

Easy to access statements, good customer service

Easy to access statements, good customer service Reviewed on: 15th January 2026

Everything has gone very smooth so far and the regul...

Everything has gone very smooth so far and the regular saver has the best rate on the market Reviewed on: 15th January 2026

Zopa is amazing!

Zopa is amazing! I love how easy and effective the app is Reviewed on: 15th January 2026

Good banking option with attractive interest features

Good banking option with attractive interest features Reviewed on: 15th January 2026

Very friendly helpful good app easy to talk to easy...

Very friendly helpful good app easy to talk to easy to manage Reviewed on: 15th January 2026

Excellent company

No issues with using Zopa, straight forward and great app Reviewed on: 15th January 2026

The basics and offers on savings pots are better now...

The basics and offers on savings pots are better now with incentive to get higher savings offers when paying in £500 each month, it encourages the right actions and behaviours, but the ISA rate is shockingly low. Reviewed on: 15th January 2026

Excellent

My experience has been very good. I’ve had no complaints about super so they top marks out of 10. Reviewed on: 15th January 2026

It has helped me to save money and earn money throug...

It has helped me to save money and earn money through cashback on bills Reviewed on: 15th January 2026

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