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Zopa: Fixed term savings account reviews

4.92
Based on 1,788 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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Latest highest rating:

5

Great interest rates and customer perks. Great interest rates and customer perks. Reviewed on: 22nd January 2026
K FRANKHAM's avatar
K FRANKHAM

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1788)

Review of the Zopa, Fixed term savings account:

Easy to use Zopa with good interest rates.

5
Easy to use with good interest rates on different 'Pots' where you can choose the term to tye up your money. Highly recommended. Reviewed on: 2nd April 2025

Investing in Zopa's Fixed Term Savi...

5
It was very easy to invest in Zopa's Fixed Term Savings Accounts Reviewed on: 16th April 2025

Satisfied

5
This is my second of investment and I have been please with Zopa’s fixed saver Reviewed on: 16th April 2025

Easy to use.

5
Easy to use....on PC or via App. Good returns. Secure with FRCS guarantee. Reviewed on: 16th April 2025

A great savings account.

5
I love the efficiency of the service. Whenever I need to transfer money, it’s just so quick and easy. Reviewed on: 16th April 2025

Excellent customer service quali

5
Excellent customer service quali Reviewed on: 16th April 2025

Why I like Zopa :

5
Zopa has been easy to use easy to understand very informative and unlike some online banking platforms very user friendly all round great service Reviewed on: 16th April 2025

Great interest rates.

5
Great interest rates. Easy to use App. Also good customer service support Reviewed on: 16th April 2025

Top notch

5
Customer service is one of the best I’ve dealt with and the app is very easy to use . Reviewed on: 16th April 2025

Easy to navigate the app.

5
Easy to navigate the app. Very competitive interest rates. I am happy with my experience with Zopa over the last couple of years. Reviewed on: 16th April 2025

I had a zopa account an...

5
wanted a fixed term account, I had a zopa account anyway, opening a new one took a very short time Reviewed on: 16th April 2025