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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Excellent service

5
Easy to set up and competitive interest rates Reviewed on: 24th February 2023

Best out there

5
They offer the best rates and haev constantly upped their rates in line with inflation, it's very good to see. Reviewed on: 23rd February 2023

Positibe experience, easy to use app

5
Everything was and is fine, can't find a bad thing Reviewed on: 23rd February 2023

helpful

5
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Personal loan

5
It was easy to get a personal looan online. Supportive staff Reviewed on: 23rd February 2023

Great company

5
I wouldn't go anywhere else this company has been amazing with me and help me so much when dealing with them Reviewed on: 23rd February 2023

2 loans

5
I've now had two loans with Zopa they are an easy company to work with and always give a good interest rate. Reviewed on: 23rd February 2023

Blank & white loan

5
Easy to apply for, you know what you’re getting, no sneaky extra costs, easy to do payments each month & no save money by repaying early! Reviewed on: 22nd February 2023

Amazing credit card!!

5
Absolutely brilliant service, easy to used, excellent customer service! Reviewed on: 22nd February 2023

Great provider

5
Zopa have been great, their app is super easy to use and enables you to keep on track of your borrowing. Money was transferred very quickly and the whole process have been faultless. Definitely recommend them Reviewed on: 22nd February 2023

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