Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1793)

Zopa savings

5
Great way off saving top interest rates Reviewed on: 27th February 2023

Simple and Fast

5
Easy to use and fast system for saving money. Reviewed on: 25th February 2023

Easy to set up

4
Easy to use, quick to set up and good rates Reviewed on: 24th February 2023

Excellent service

5
Easy to set up and competitive interest rates Reviewed on: 24th February 2023

Best out there

5
They offer the best rates and haev constantly upped their rates in line with inflation, it's very good to see. Reviewed on: 23rd February 2023

Positibe experience, easy to use app

5
Everything was and is fine, can't find a bad thing Reviewed on: 23rd February 2023

helpful

5
vhgfhgfghdfgccdfgcdgdfgdjfgdcfgcdgcngfchfcydfc Reviewed on: 23rd February 2023

Personal loan

5
It was easy to get a personal looan online. Supportive staff Reviewed on: 23rd February 2023

Great company

5
I wouldn't go anywhere else this company has been amazing with me and help me so much when dealing with them Reviewed on: 23rd February 2023

2 loans

5
I've now had two loans with Zopa they are an easy company to work with and always give a good interest rate. Reviewed on: 23rd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products