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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Blank & white loan

5
Easy to apply for, you know what you’re getting, no sneaky extra costs, easy to do payments each month & no save money by repaying early! Reviewed on: 22nd February 2023

Amazing credit card!!

5
Absolutely brilliant service, easy to used, excellent customer service! Reviewed on: 22nd February 2023

Great provider

5
Zopa have been great, their app is super easy to use and enables you to keep on track of your borrowing. Money was transferred very quickly and the whole process have been faultless. Definitely recommend them Reviewed on: 22nd February 2023

Savings accounts

5
Great easy access savings with competitive rates Reviewed on: 22nd February 2023

Best long term fixed rate savings account on the market

5
Zopa offered me a significantly better rate than any high street bank or other companies offering similar services. Their customer service has been second to none and the mobile app is easy to use, highly accessible great for checking on the progress of my savings. Reviewed on: 22nd February 2023

Easy breezy

5
Website really simple to navigate, easy to make payments, no fuss loan exactly what I wanted Reviewed on: 22nd February 2023

Great service

5
Easy and quick service to use. Website and online portal are straightforward and offer great support. Reviewed on: 22nd February 2023

Super easy

5
Super easy and quick to set up a fixed term saver and the app was very user friendly. Great rates, highly recommended. Reviewed on: 22nd February 2023

Great company

5
From the start of my application to now that have been a great company to deal with. With excellent products and 2nd to none customer service Reviewed on: 22nd February 2023

Great service

5
Great service and easy access to information Reviewed on: 22nd February 2023

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