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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Fastest personal loan credit I ever got

5
I have applied personal loan with zopa to support my mother’s major surgery. it was such an easy process and loan amount was paid into my bank account in minutes. I was so delighted to choose zopa , very transparent and I can manage my repayments easily, it best suits with its caption of ‘you grow we grow’. Thank you zopa. Reviewed on: 22nd February 2023

Easy and quick

5
It was very easy and quick to get my loan. The app to manage the load is great and it’s been so far the best place I got a loan from. Reviewed on: 22nd February 2023

Great service

5
Have had a brilliant experience would use again Reviewed on: 22nd February 2023

Great Service!

5
Easy to use, accessible app and friendly customer service made me choose zopa and i’m glad i did! would definitely recommend them in the future. Reviewed on: 22nd February 2023

Great service

5
Easy to register and use, best interest on market for short term saving Reviewed on: 22nd February 2023

Personal loan

5
Excellent customer service, friendly, efficient and helpful Reviewed on: 22nd February 2023

1st Class Service

5
Brilliant account, always kept up to date with interest changes and the withdrawal process is simple as it should be. Reviewed on: 22nd February 2023

Excellent and fast service

5
Applied online once the checks came back clear the money was in the bank the next few mins the app is really useful to Reviewed on: 22nd February 2023

Excellent

5
Great service, easy service and fantastic admin Reviewed on: 22nd February 2023

Excellent service

5
I am saving in there fixed rate acoustic and is great for putting Money in straight from my bank account, would highly recommend Reviewed on: 22nd February 2023

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