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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1837 reviews)

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4.92

Based on 1,836 reviews, last reviewed 11th Mar 2026

4600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

RCI Bank - an efficient friendly face to deal with RCI made it very efficient and easy to take out a fixed term investment with one of the best rates available at the time - November 2025 Reviewed on: 11th March 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1837)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Enjoy seeing the interest adding up

Easy to set up on the phone. Can always see what’s happening. Puts you in charge of your money Reviewed on: 20th February 2023

Easy way to get top savings rate

The whole experience has been great - from quick opening of the account to allocation of money into savings pots and withdrawals. Reviewed on: 20th February 2023

Effortless application

Very easy and straightforward banking via a well presented spp Reviewed on: 20th February 2023

Very easy, great app

Zopa savings account was very quick and easy to set up. The app works very smoothly and is simple to use. The range of fixed term savings and interest rates available is great Reviewed on: 20th February 2023

Great rates

Great rates which change as quickly as the base rate changes. Thanks Reviewed on: 20th February 2023

Easy transfer for better interest

So quick, so easy and so much better interest rate on my savings than the high street bank I was using previously. Would definitely recommend - have already recommended. Reviewed on: 20th February 2023

Excellent product for savings

Excellent and seamless fixed deposit to earn better interest Reviewed on: 20th February 2023

Easy bank for savings

New customer to Zopa, but setup was very easy and communications with support helpful. Reviewed on: 20th February 2023

Excellent terms good interest rates

Easy to add to accounts prompt response Reviewed on: 20th February 2023

Great app

Great app bank with great interest rates Reviewed on: 20th February 2023

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