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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Excellent idea

Easy to use digital money pots flexible for all your saving needs Reviewed on: 20th February 2023

Easy to set up

Easy to set up and use. Highly recommended, I was a bit wary at first but it was recommended from Martin's money tips website. Reviewed on: 20th February 2023

Savings

I opened a Fixed Term Savings account and found the entire process went smoothly. Reviewed on: 20th February 2023

So easy

So user friendly and easy. Options for enhancing your rate by locking money away for short or longer periods of time. Very happy to be using Zopa. Reviewed on: 20th February 2023

Great product

Very easy to use, great app and good rates .Love it Reviewed on: 20th February 2023

Great service

Great service, easy to understand and with examples to make things clearer. Reviewed on: 20th February 2023

Top Drawer!

What can I say that 5 ⭐️⭐️⭐️⭐️⭐️ can’t? ! Reviewed on: 20th February 2023

Easy way to manage savings

Great product, easy to set up, money is accessible all the time, interest is monetised on the account on a monthly basis. Reviewed on: 20th February 2023

Excellent savings account

Great rates and the ability to have “pots” at a higher rate, making saving very easy! Wonderful app and really easy to use. Reviewed on: 20th February 2023

One of the best banks to switch to!

In a time where standard banks are failing the general public, Zopa stepped in with great saving account offers! Reviewed on: 20th February 2023

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