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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great app and trusted product

I originally started saving with Zopa a couple of years ago when the interest rates were generally awful. Zopa was offering the best interest rate at the time and, although I’d never used a solely app-based product before, I thought I’d give it a go and lock my money away for a year. Two years on and I’m still using Zopa for other products, thankfully with an improved interest rate all-round and find the products they offer great. Reviewed on: 30th January 2023

Saving Account with Interest

Was able to set up a regular saver over 12 months and earned interest on this amount. Just set up a standing order and the payment was automatically taken each month Reviewed on: 29th January 2023

Best interest rate

Very easy to set up & transfer money great so far Reviewed on: 24th January 2023

Great service and rates

Very user friendly, nice interface, easy to sign up and app based with online portal. Reviewed on: 24th January 2023

So many options available

As a new customer I was impressed by the options available. I felt empowered to make the right decision with the information provided to me. Reviewed on: 24th January 2023

Excellent

This is a Super account with easy access Reviewed on: 20th January 2023

Quick and easy savings

I like that your money can be organised into several “pots” with different access time limits (and therefore interest rates). There is no connected debit card or credit checks, so it was really easy to set up and start saving Reviewed on: 18th January 2023

Great Account

Really simple and straightforward to set up. Great communication, have recommended to lots of people already. Reviewed on: 17th January 2023

Straightforward High Interest Savings Account

I opened my savings account with Zopla a few months ago and found the App very easy to use. It takes only a few minutes to transfer money into and from my account(s). It is easy to create different money pots with different interest rates and you can label them with the use you want to put them to. The interest rates are also some of the highest on the markets! Reviewed on: 16th January 2023

Very good interest rates, seamless process!

Zopa has really the best rates for 1 year fixed account in the market. What makes Zopa stand out is their amazing app where everything is super easy to understand and use. On boarding was only a matter of minutes and getting money into the account also super easy. Overall, I have already recommended it to my friends and family! Reviewed on: 16th January 2023

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