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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easy to use, super quick!

Zopa has by far been the easiest and clearest savings app to use. It's quick and sets out in brief but super helpful details the benefits and restrictions for each saving product. Reviewed on: 20th February 2023

Staff are respectful and honest

I've been with the nationwide for 34 years and haven't had one problem with them there so curtiuse when it comes to costumers requests and loyalty they go that extra mile for you to feel satisfied with there products Reviewed on: 14th February 2023

Great App - Competitive Interest

Competitive interest rates and easy to navigate app. Straight forward process in setting up account and transferring funds from High Street accounts with 0% interest on savings... Reviewed on: 13th February 2023

Easy to use and navigate.

Easy to use app and clear terms for accounts. Easy to separate pots and savings. Reviewed on: 8th February 2023

Excellent

Excellent experience from what I have heard from various friends Reviewed on: 2nd February 2023

Great app and trusted product

I originally started saving with Zopa a couple of years ago when the interest rates were generally awful. Zopa was offering the best interest rate at the time and, although I’d never used a solely app-based product before, I thought I’d give it a go and lock my money away for a year. Two years on and I’m still using Zopa for other products, thankfully with an improved interest rate all-round and find the products they offer great. Reviewed on: 30th January 2023

Saving Account with Interest

Was able to set up a regular saver over 12 months and earned interest on this amount. Just set up a standing order and the payment was automatically taken each month Reviewed on: 29th January 2023

Best interest rate

Very easy to set up & transfer money great so far Reviewed on: 24th January 2023

Great service and rates

Very user friendly, nice interface, easy to sign up and app based with online portal. Reviewed on: 24th January 2023

So many options available

As a new customer I was impressed by the options available. I felt empowered to make the right decision with the information provided to me. Reviewed on: 24th January 2023

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