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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
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7%
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0%
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0%
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Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great App - Competitive Interest

4
Competitive interest rates and easy to navigate app. Straight forward process in setting up account and transferring funds from High Street accounts with 0% interest on savings... Reviewed on: 13th February 2023
Keith McWilliams's avatar
Keith McWilliams

Easy to use and navigate.

5
Easy to use app and clear terms for accounts. Easy to separate pots and savings. Reviewed on: 8th February 2023
T's avatar
T

Excellent

5
Excellent experience from what I have heard from various friends Reviewed on: 2nd February 2023
Mariann Alexander's avatar
Mariann Alexander

Great app and trusted product

5
I originally started saving with Zopa a couple of years ago when the interest rates were generally awful. Zopa was offering the best interest rate at the time and, although I’d never used a solely app-based product before, I thought I’d give it a go and lock my money away for a year. Two years on and I’m still using Zopa for other products, thankfully with an improved interest rate all-round and find the products they offer great. Reviewed on: 30th January 2023
MrsM's avatar
MrsM

Saving Account with Interest

5
Was able to set up a regular saver over 12 months and earned interest on this amount. Just set up a standing order and the payment was automatically taken each month Reviewed on: 29th January 2023
M Finn's avatar
M Finn

Best interest rate

5
Very easy to set up & transfer money great so far Reviewed on: 24th January 2023
Anne's avatar
Anne

Great service and rates

5
Very user friendly, nice interface, easy to sign up and app based with online portal. Reviewed on: 24th January 2023
Sholom Domnitz's avatar
Sholom Domnitz

So many options available

5
As a new customer I was impressed by the options available. I felt empowered to make the right decision with the information provided to me. Reviewed on: 24th January 2023
Kerstie Osborne's avatar
Kerstie Osborne

Excellent

5
This is a Super account with easy access Reviewed on: 20th January 2023
Lewis Alfonzo Collinge's avatar
Lewis Alfonzo Collinge

Quick and easy savings

5
I like that your money can be organised into several “pots” with different access time limits (and therefore interest rates). There is no connected debit card or credit checks, so it was really easy to set up and start saving Reviewed on: 18th January 2023
Erin Evans's avatar
Erin Evans

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