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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy savings

5
Easy access to great saving account Reviewed on: 15th January 2023

Highly recommend to anyone

5
Very helpful and understanding and trustworthy always no problem is to small for them Reviewed on: 15th January 2023

Useful and practical

4
I haven't used it much yet but I like the product and it helps as an emergency. I like that there is a cut off fund too, so you can only spend up your chosen amount and the rest is for emergencies Reviewed on: 15th January 2023

Excellent

5
Prompt service. Good interest rate Reviewed on: 14th January 2023

Good

5
Good company end thanks for alll Reviewed on: 14th January 2023

Great loan provider

5
One of the best interest rates on the market and so easy to set up Great service ***** Reviewed on: 14th January 2023

Cheap and quick

5
Easily got my loan into my bank account in seconds. Good rates, app easy to use. Reviewed on: 14th January 2023

Nice & simple

5
Fantastic easy way to use your credit card. Easy to keep an eye on spending, notifications for everything & also payments made simple. BB est credit card I've had Reviewed on: 14th January 2023

So efficient and easy

5
I needed a loan fast with a fair interest rate. Zopa did that for me. Reviewed on: 14th January 2023

Bad bank

1
Bad bank and bad service and never give you more money Reviewed on: 14th January 2023

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