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Zopa: Fixed term savings account reviews

View other Zopa products
4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Excellent

5
This is a Super account with easy access Reviewed on: 20th January 2023
Lewis Alfonzo Collinge's avatar
Lewis Alfonzo Collinge

Quick and easy savings

5
I like that your money can be organised into several “pots” with different access time limits (and therefore interest rates). There is no connected debit card or credit checks, so it was really easy to set up and start saving Reviewed on: 18th January 2023
Erin Evans's avatar
Erin Evans

Great Account

5
Really simple and straightforward to set up. Great communication, have recommended to lots of people already. Reviewed on: 17th January 2023
wilsocl's avatar
wilsocl

Straightforward High Interest Savings Account

5
I opened my savings account with Zopla a few months ago and found the App very easy to use. It takes only a few minutes to transfer money into and from my account(s). It is easy to create different money pots with different interest rates and you can label them with the use you want to put them to. The interest rates are also some of the highest on the markets! Reviewed on: 16th January 2023
Anne Scatena's avatar
Anne Scatena

Very good interest rates, seamless process!

5
Zopa has really the best rates for 1 year fixed account in the market. What makes Zopa stand out is their amazing app where everything is super easy to understand and use. On boarding was only a matter of minutes and getting money into the account also super easy. Overall, I have already recommended it to my friends and family! Reviewed on: 16th January 2023
S.O.'s avatar
S.O.

Easy savings

5
Easy access to great saving account Reviewed on: 15th January 2023
j.degernier@sky.com's avatar
[email protected]

Highly recommend to anyone

5
Very helpful and understanding and trustworthy always no problem is to small for them Reviewed on: 15th January 2023
Carole Harris's avatar
Carole Harris

Useful and practical

4
I haven't used it much yet but I like the product and it helps as an emergency. I like that there is a cut off fund too, so you can only spend up your chosen amount and the rest is for emergencies Reviewed on: 15th January 2023
Lauren Rose's avatar
Lauren Rose

Excellent

5
Prompt service. Good interest rate Reviewed on: 14th January 2023
Steve's avatar
Steve

Good

5
Good company end thanks for alll Reviewed on: 14th January 2023
Ovidiu Adrian Stanciu's avatar
Ovidiu Adrian Stanciu

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