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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great loan provider

One of the best interest rates on the market and so easy to set up Great service ***** Reviewed on: 14th January 2023

Cheap and quick

Easily got my loan into my bank account in seconds. Good rates, app easy to use. Reviewed on: 14th January 2023

Nice & simple

Fantastic easy way to use your credit card. Easy to keep an eye on spending, notifications for everything & also payments made simple. BB est credit card I've had Reviewed on: 14th January 2023

So efficient and easy

I needed a loan fast with a fair interest rate. Zopa did that for me. Reviewed on: 14th January 2023

Bad bank

Bad bank and bad service and never give you more money Reviewed on: 14th January 2023

Excellent

Zopa has been great and always no problems with their service Reviewed on: 14th January 2023

The best

The best credit card company of uk Reviewed on: 14th January 2023

Superb service

Great company and great products Reviewed on: 14th January 2023

I am a fussy saver and love Zopa.

Unbelievably easy to open the account. All saving options clearly displayed on a dashboard. Brilliant account options to chose from. Best rates on the market for easy access savings. Reviewed on: 14th January 2023

Life saver

I have been with zopa for a while now. From taking personal loans( with a very very low interest rate :) ) to saving money with them using their saving accounts. I would never have been abke to save with my normal bank. Its quick and easy ! Reviewed on: 14th January 2023

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