Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1793)

Best card

5
Best credit card ever.. Love it. Easy to use and easy see transaction low apr Reviewed on: 14th January 2023

Excellent

5
Very easy to use and I wish I could give them more stars Reviewed on: 14th January 2023

Great and simple card to manage

5
Very easy app and support from the company. Emails to keep you up to date and advice on spending.. also a good Apr. Reviewed on: 14th January 2023

Amazing company easy ro manage

5
Amazong credit card really easy to manage and affordable Reviewed on: 14th January 2023

Great company easy to use and full of useful extras to help improve your credit score

5
Easy to use, always answer any question when needed easy to find on their FA page Reviewed on: 14th January 2023

Great App

5
Great app can transfer money in minutes Reviewed on: 13th January 2023

Grate rates and easy to apply

5
With the best rates on the market and an easy set up process, it's a no-brainer to open a Zopa account. The app is intuitive and user friendly. The whole process was quick to set up. Reviewed on: 13th January 2023

Personal loan

5
Brilliant s et ice and very happy to recommend mend them. Reviewed on: 13th January 2023

Reliable quality service

4
A personal loan with access to a high quality platform to help you manage repayments, budgets and debt management. Really useful platform to help support you to manage your Liam repayments. Reviewed on: 13th January 2023

Highest rate

4
I got more interest on my savings than any other bank. Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69081 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
    View all products