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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Very happy

5
The app is very good communication you let me know when there’s any changes excellent customer support Reviewed on: 13th January 2023

Excellent experience

5
Zopa credit card always helped me in meeting critical financial expenses Reviewed on: 13th January 2023

Brilliant

5
Easy sign up great app everything easy and explained fully Reviewed on: 13th January 2023

Superb savings

5
After investing in their p2p before it closed I have also had loans & had savings plans. The site is easy to use & everything is clear to understand any risks. Reviewed on: 13th January 2023

Great card provider - naturally

5
Easy to use and it's Zopa so it's obviously good. Enough said. Reviewed on: 13th January 2023

Easy to do and no silly questions

5
Very easy to do on line no silly questions Reviewed on: 13th January 2023

Efficient and effective communication and services

4
Loan was processed quickly and funds received quickly Reviewed on: 13th January 2023

Love it

5
Love the ease of use and also the varying interest depending on a choice of easy access or leaving in for certain times. Reviewed on: 12th January 2023

It's so simple

5
Simple process, all relevant information quite simply presented to help make a decision. Excellent app to underpin the process Reviewed on: 12th January 2023

Easy process to set up an account.

5
Fast reliable process with great security measures in place. It enables you to link accounts and complete fast transfers which alleviates any pressures. The interest rates are great. I would highly recommend Zopa. Reviewed on: 12th January 2023

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