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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Easy to do and no silly questions

5
Very easy to do on line no silly questions Reviewed on: 13th January 2023

Efficient and effective communication and services

4
Loan was processed quickly and funds received quickly Reviewed on: 13th January 2023

Love it

5
Love the ease of use and also the varying interest depending on a choice of easy access or leaving in for certain times. Reviewed on: 12th January 2023

It's so simple

5
Simple process, all relevant information quite simply presented to help make a decision. Excellent app to underpin the process Reviewed on: 12th January 2023

Easy process to set up an account.

5
Fast reliable process with great security measures in place. It enables you to link accounts and complete fast transfers which alleviates any pressures. The interest rates are great. I would highly recommend Zopa. Reviewed on: 12th January 2023

Excellent website and feed back

5
The website is very easy to use. You're updated regularly, and within one hour, they have notified you they have received your money fantastic company to deal with Reviewed on: 12th January 2023

I love it

5
Very easy and quick to set up and start saving right away Reviewed on: 12th January 2023

Easy to apply and set up

5
I am new to Zopa and started saving with them recently as they are recommended by Which. I have not been disappointed as the process was simple and the app is easy to use. Reviewed on: 12th January 2023

Good product, well realised

5
Very easy to set-up, App makes it simple to access and manage. Reviewed on: 12th January 2023

Fantastic

5
I am so glad I found this company they really are great when it comes to savings and the interest levels are better than my street bank. So all in all I think they are absolutely fantastic. Reviewed on: 12th January 2023

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