Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1795)

Brilliant product

5
So easy to register, set up and be up and running with an amazingly flexible savings product Reviewed on: 12th January 2023

Best move ever

5
So glad I moved to Zopa, the interest rates are great, and love that you can create separate pots for different savings :-) Reviewed on: 12th January 2023

Easy and intuitive

4
Saw the best rate in the market and in under a hour I had moved the money. App is easy to navigate Reviewed on: 12th January 2023

Great Company

5
Great company to save money with, very easy to use App which shows everything at a glance Reviewed on: 12th January 2023

brilliant

5
such a user friendly and intuitive platform Reviewed on: 12th January 2023

See the Wood for the Trees

5
Struggling for ages to find a good personal savings account without too much risk and without pathetic interest rates. Zopa is perfect. Easy to use, clear information, handy to personalise into what you want. Reviewed on: 12th January 2023

Great interest rate for savings

5
I heard about the great interest rate on savings and since switching I have found the app easy to use and the staff very helpful and quick to respond to any queries. Keep up the good work! Reviewed on: 12th January 2023

best interest rate

5
I moved money from a standard retail bank earning .5% to zopa 7 day savings account where i earn 2.91% . Brilliant and its easy to set up and manage Reviewed on: 12th January 2023

Efficient with first class products

5
The App is very easy to use and gives very clear details about what is going on. Good options in terms of different accounts. Reviewed on: 12th January 2023

Excellent Service

5
Excelle service and ,I will continue to use Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44348 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products