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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

See the Wood for the Trees

5
Struggling for ages to find a good personal savings account without too much risk and without pathetic interest rates. Zopa is perfect. Easy to use, clear information, handy to personalise into what you want. Reviewed on: 12th January 2023

Great interest rate for savings

5
I heard about the great interest rate on savings and since switching I have found the app easy to use and the staff very helpful and quick to respond to any queries. Keep up the good work! Reviewed on: 12th January 2023

best interest rate

5
I moved money from a standard retail bank earning .5% to zopa 7 day savings account where i earn 2.91% . Brilliant and its easy to set up and manage Reviewed on: 12th January 2023

Efficient with first class products

5
The App is very easy to use and gives very clear details about what is going on. Good options in terms of different accounts. Reviewed on: 12th January 2023

Excellent Service

5
Excelle service and ,I will continue to use Reviewed on: 12th January 2023

Quick and easy

5
A great account with fab interest rates. Reviewed on: 12th January 2023

Easy to use, treat rates, fab company

5
Easy to set up, love the app, easy to transfer. Love the user friendly app. Great rates Reviewed on: 12th January 2023

Best Rates

5
Easy to sign in and use, with the best saving rates. Reviewed on: 12th January 2023

Easy to use and good interface

5
Product is simple, well explained and the interface is easy to understand and usr Reviewed on: 12th January 2023

Brilliant fixed Saver

5
Super easy to setup everything with Zopa. Great communication on their part and simple to add money with a great rate. Reviewed on: 12th January 2023

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