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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Best saving interest rates

Zopa follow the market and revise their interest often meaning you don’t have to move your money to get a better deal. Reviewed on: 12th January 2023

Quick and easy

Being an app based prpvoder makes the deposit and withdrawal process very quick amd convenient Reviewed on: 12th January 2023

Fantastic savings account

Market leading account that is frequently updated to match BOE interest rate increases. Also extremely helpful customer support. I often recommend Zopa to my friends looking to get more involved in saving their money. Reviewed on: 11th January 2023

A brilliant company

So easy to set up and use for an on line Bank Reviewed on: 11th January 2023

the best Saving

The highest rate in uk ,easy to use Reviewed on: 11th January 2023

Easy to set up and use

I've been a customer of Zopa for a few months now, initially attracted by the favourable interest rates on savings. I like the Android app and the website. The savings offerings continue to be competive and I have recently opened a fixed term savings account. I quite like the use of a linked bank account for fund transfers, which helps me keep things simple as money just comes in/out via that one route (although you can link multiple accounts, I've just kept to one). One request would be to use a service such as Authy for 2-FA instead of sending an SMS. Reviewed on: 11th January 2023

Amazing

Saved a lot of money and gained good interest Reviewed on: 11th January 2023

Super best company

Excellent service and great experience service of all Reviewed on: 11th January 2023

Everything is easy

If you want to get and extra bit of your saving in a secure, easy and fast way…no doubt, use Zopa Reviewed on: 11th January 2023

Easiest way to manage- fixed period

Most easiest way to manage your funds you do not have to be a tenuous to understand fixed terms deposits Reviewed on: 11th January 2023

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