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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

very convenient

easy saving to open, no hassle to manage Reviewed on: 11th January 2023

Super easy to set up and great App

Great experience from start to finish. Every step of the way has been seemless. Reviewed on: 11th January 2023

Peace of mind

Zopa offers competitive loans and it's easy to manage your finance thanks to their user friendly app. Everything with Zopa is conceived with tge customer in mind, which I like. Reviewed on: 11th January 2023

Good savings rates

Simple to join and easy to transfer money in. Two savings systems. One for fixed rate savings and one for easy access. I am happy with bot.h Reviewed on: 11th January 2023

good

good and easy, nice interface with simple access to new products Reviewed on: 11th January 2023

Great rate

Great interest rate on account and app easy to use Reviewed on: 11th January 2023

Quick & Easy

Well designed on- line system & app which is easy to understand and use. Zopa does exactly what it says. Been with them for years. Never had any issues. Reviewed on: 11th January 2023

Excellent customer service

Excellent customer services, telephone staff quickly responded and were very helpful. This plus easy on line access to my account with straight forward systems that allow.me ease of management. Refreshing to experience Reviewed on: 11th January 2023

Simply The Best

Great rate. Great App. Great Service! Reviewed on: 11th January 2023

Excellent Savings Rates

Having sold my flat I wanted to get the best possible interest on my funds until I needed the money for my new home. ZOPA has the highest directly accessible rates for savings, with no fees. As well as instant access savings accounts they also have fixed term savings accounts with even higher rates depending on the term. Just what I needed to make the most of the interval between selling and buying my home. Easy to set up and to operate the accounts via their app. So impressed that I will continue saving with them Reviewed on: 11th January 2023

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