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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Easy to set up and use

I've been a customer of Zopa for a few months now, initially attracted by the favourable interest rates on savings. I like the Android app and the website. The savings offerings continue to be competive and I have recently opened a fixed term savings account. I quite like the use of a linked bank account for fund transfers, which helps me keep things simple as money just comes in/out via that one route (although you can link multiple accounts, I've just kept to one). One request would be to use a service such as Authy for 2-FA instead of sending an SMS. Reviewed on: 11th January 2023

Amazing

Saved a lot of money and gained good interest Reviewed on: 11th January 2023

Super best company

Excellent service and great experience service of all Reviewed on: 11th January 2023

Everything is easy

If you want to get and extra bit of your saving in a secure, easy and fast way…no doubt, use Zopa Reviewed on: 11th January 2023

Easiest way to manage- fixed period

Most easiest way to manage your funds you do not have to be a tenuous to understand fixed terms deposits Reviewed on: 11th January 2023

very convenient

easy saving to open, no hassle to manage Reviewed on: 11th January 2023

Super easy to set up and great App

Great experience from start to finish. Every step of the way has been seemless. Reviewed on: 11th January 2023

Peace of mind

Zopa offers competitive loans and it's easy to manage your finance thanks to their user friendly app. Everything with Zopa is conceived with tge customer in mind, which I like. Reviewed on: 11th January 2023

Good savings rates

Simple to join and easy to transfer money in. Two savings systems. One for fixed rate savings and one for easy access. I am happy with bot.h Reviewed on: 11th January 2023

good

good and easy, nice interface with simple access to new products Reviewed on: 11th January 2023

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