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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to use super savings

Competitive interest rate, easy to use app, what else could I ask for? Reviewed on: 11th January 2023

Great little app

Good and easy to use App and good interest rates too Reviewed on: 11th January 2023

Great!

Easy to sign up and great customer service who are quick at responding to queries. Reviewed on: 11th January 2023

Best fixed one year interest rate

Recommended by money expert and very easy to open an account. So far the best one year fixed rate. I also have an easy access account with them with the highest rate compared with other banks. Reviewed on: 11th January 2023

Slow

I was disappointed with amount of manual process involved in setting up a fixed account. I don't have my savings in one place and hence unable to provide one specific statement to prove my savings hence taking a long time to set up account Reviewed on: 11th January 2023

So easy to use, great rates

Opened my on line account - very easy and smooth process. Really easy to manage your money to get best interest rates available Reviewed on: 11th January 2023

Attractive easy to use and Access website

Can check my finance position quickly with my finger recognition and the website information is colourful and very legible ! Reviewed on: 11th January 2023

Good to get a lot back

Very easy to deposit or to withdraw Reviewed on: 11th January 2023

Simple, effective, great rates

Easy to use app, simple and effective design, great saving rates Reviewed on: 11th January 2023

Highly recommended!

Straightforward, transparent, easy to use. 10/10. Reviewed on: 11th January 2023

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