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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Great rate

Great interest rate on account and app easy to use Reviewed on: 11th January 2023

Quick & Easy

Well designed on- line system & app which is easy to understand and use. Zopa does exactly what it says. Been with them for years. Never had any issues. Reviewed on: 11th January 2023

Excellent customer service

Excellent customer services, telephone staff quickly responded and were very helpful. This plus easy on line access to my account with straight forward systems that allow.me ease of management. Refreshing to experience Reviewed on: 11th January 2023

Simply The Best

Great rate. Great App. Great Service! Reviewed on: 11th January 2023

Excellent Savings Rates

Having sold my flat I wanted to get the best possible interest on my funds until I needed the money for my new home. ZOPA has the highest directly accessible rates for savings, with no fees. As well as instant access savings accounts they also have fixed term savings accounts with even higher rates depending on the term. Just what I needed to make the most of the interval between selling and buying my home. Easy to set up and to operate the accounts via their app. So impressed that I will continue saving with them Reviewed on: 11th January 2023

Easy to use super savings

Competitive interest rate, easy to use app, what else could I ask for? Reviewed on: 11th January 2023

Great little app

Good and easy to use App and good interest rates too Reviewed on: 11th January 2023

Great!

Easy to sign up and great customer service who are quick at responding to queries. Reviewed on: 11th January 2023

Best fixed one year interest rate

Recommended by money expert and very easy to open an account. So far the best one year fixed rate. I also have an easy access account with them with the highest rate compared with other banks. Reviewed on: 11th January 2023

Slow

I was disappointed with amount of manual process involved in setting up a fixed account. I don't have my savings in one place and hence unable to provide one specific statement to prove my savings hence taking a long time to set up account Reviewed on: 11th January 2023

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