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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

ZOPA

5
Flexible options with boosts which is perfect in order to manage savings and see progressions Reviewed on: 11th January 2023

The rates offered are very competitive

5
It was very easy to setup and move from one account to another Reviewed on: 11th January 2023

Best rate

5
Very easy to set up once downloaded the app. Very accessible Reviewed on: 11th January 2023

ZOPA

5
Flexible options with boosts which is perfect in order to manage savings and see progressions. Reviewed on: 11th January 2023

Easy to set up & save

5
Very easy to set up & safe money at great interest rates. Reviewed on: 11th January 2023

Best interest rates around

5
Easy to open, top interest rates and immediate access to your money if you need it ! Reviewed on: 11th January 2023

Easy to set up, great rates

5
Simple to set up and access on your phone. Great interest rates which the company increase quite regularly. Reviewed on: 11th January 2023

Easy straightforward and flexible

5
It is great to know good rates of interest are available so easily. Reviewed on: 11th January 2023

Easy to use platform and great rates

5
Very simple set up and great rates compared to the rest of market Reviewed on: 11th January 2023

Simple app and good communications

5
I found Zopa easy to set up and use. They had the best interest rate of all accounts and make it easy to switch savings into different pots. Reviewed on: 11th January 2023

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