Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Fixed term savings account reviews (1790)

Ease of use

Very easy to use and plain language with an excellent range of products Reviewed on: 11th January 2023

Fast account opening online

Clear app and website allows Zopa to be Zapp for quick setup and great spread of durations for fixed rate accounts at competitive rates of interest! Reviewed on: 11th January 2023

Simple and best interest rate

I'm in my 70's, not really techie and found Zopa recommended online and by a friend. Easy to set up. Easy to move payments to the savings plan I want. I now just need to find which is my linked account and how I add a linked account! Reviewed on: 11th January 2023

Easy to move savings between fixed dates

You can move your money between different pots, with different fixed dates and different interest rates. It's really flexible and easy to use. Reviewed on: 11th January 2023

Zopa is a GREAT savings account

Love Zopa. Decided i needed a savings account seperate to my banking as i alwaya kept on dipping into my the account. When i went with Zopa i am actually managing to save money and gain interest too due to the nice value of intrest you gain. Reviewed on: 11th January 2023

Helpful advice

Zopa is A great way of saving its convenient and effective you can watch your money grow Reviewed on: 11th January 2023

Best rate available

Easy to navigate app. Good rates. Money available in the time stated. Reviewed on: 11th January 2023

Saving with essential ingredients

Trust, confidence and support are the three essential ingredients that saving with Zopa provides. Reviewed on: 11th January 2023

Excellent software and simple to use

Very simple app to use and transparent conditions and interest rate. Reviewed on: 11th January 2023

Easy peasy

So easy to set up and really user friendly Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

HomeSaver
from Tembo Money 4.90 from 8 reviews
e-Saver Account
from Principality Building Society 4.85 from 11 reviews
Savings
from Marcus by Goldman Sachs 4.73 from 107 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5783 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub