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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Best interest rates around

Easy to open, top interest rates and immediate access to your money if you need it ! Reviewed on: 11th January 2023

Easy to set up, great rates

Simple to set up and access on your phone. Great interest rates which the company increase quite regularly. Reviewed on: 11th January 2023

Easy straightforward and flexible

It is great to know good rates of interest are available so easily. Reviewed on: 11th January 2023

Easy to use platform and great rates

Very simple set up and great rates compared to the rest of market Reviewed on: 11th January 2023

Simple app and good communications

I found Zopa easy to set up and use. They had the best interest rate of all accounts and make it easy to switch savings into different pots. Reviewed on: 11th January 2023

Ease of use

Very easy to use and plain language with an excellent range of products Reviewed on: 11th January 2023

Fast account opening online

Clear app and website allows Zopa to be Zapp for quick setup and great spread of durations for fixed rate accounts at competitive rates of interest! Reviewed on: 11th January 2023

Simple and best interest rate

I'm in my 70's, not really techie and found Zopa recommended online and by a friend. Easy to set up. Easy to move payments to the savings plan I want. I now just need to find which is my linked account and how I add a linked account! Reviewed on: 11th January 2023

Easy to move savings between fixed dates

You can move your money between different pots, with different fixed dates and different interest rates. It's really flexible and easy to use. Reviewed on: 11th January 2023

Zopa is a GREAT savings account

Love Zopa. Decided i needed a savings account seperate to my banking as i alwaya kept on dipping into my the account. When i went with Zopa i am actually managing to save money and gain interest too due to the nice value of intrest you gain. Reviewed on: 11th January 2023

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