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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great, so easy

So easy to setup and transfer money. Very happy with rate and customer service Reviewed on: 11th January 2023

Simple, modern bank with user-friendly interface

I’m happy to recommend Zopa as they provide a simple overview of my savings accounts. They make it easy to move money from each savings pot to the other and a transparent with the offer. Reviewed on: 11th January 2023

Great product, great app!

Very happy with rates. App super easy to use. Reviewed on: 11th January 2023

Excellent service!

Easy to set up, good app and clear communication throughout, Zopa savings couldn’t be simpler Reviewed on: 11th January 2023

Great rates on the saver account

There was 3 different kinds of saver, each saver that offered a higher rate required a longer “notice period” to access. I have a Zopa credit card, so opening this account was also convenient as well as a great rate. Reviewed on: 11th January 2023

Give good rates

They give good rates that help me save Reviewed on: 11th January 2023

Great interest rate

Easy to save and interest is great Reviewed on: 11th January 2023

Straight forward savings

I chose Zopa as my savings provider for their competitive interest rates and simple online application. The application process was very simple and straight forward, whilst the Zopa banking app makes accessing your savings and moving money between different accounts incredibly straight forward. Zopa have since increased savings rates at regular intervals, mirroring BOE rate movements to ensure my money keeps working fir me. Reviewed on: 11th January 2023

Really easy banking with great rates.

Easy to sign up. Great Internet platform. Easy to use banking app. Plus great rates. Reviewed on: 11th January 2023

Great Service

Excellent interest rates and great service! Reviewed on: 11th January 2023

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