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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Helpful advice

Zopa is A great way of saving its convenient and effective you can watch your money grow Reviewed on: 11th January 2023

Best rate available

Easy to navigate app. Good rates. Money available in the time stated. Reviewed on: 11th January 2023

Saving with essential ingredients

Trust, confidence and support are the three essential ingredients that saving with Zopa provides. Reviewed on: 11th January 2023

Excellent software and simple to use

Very simple app to use and transparent conditions and interest rate. Reviewed on: 11th January 2023

Easy peasy

So easy to set up and really user friendly Reviewed on: 11th January 2023

Great, so easy

So easy to setup and transfer money. Very happy with rate and customer service Reviewed on: 11th January 2023

Simple, modern bank with user-friendly interface

I’m happy to recommend Zopa as they provide a simple overview of my savings accounts. They make it easy to move money from each savings pot to the other and a transparent with the offer. Reviewed on: 11th January 2023

Great product, great app!

Very happy with rates. App super easy to use. Reviewed on: 11th January 2023

Excellent service!

Easy to set up, good app and clear communication throughout, Zopa savings couldn’t be simpler Reviewed on: 11th January 2023

Great rates on the saver account

There was 3 different kinds of saver, each saver that offered a higher rate required a longer “notice period” to access. I have a Zopa credit card, so opening this account was also convenient as well as a great rate. Reviewed on: 11th January 2023

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