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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Zopa fantastic

Fantastic always on hand to help with any issues good rates on savings and loans. What can I say but Zopa you are No1 Reviewed on: 11th January 2023

Stunning way of saving

Love Zopa - sooo easy to set up and manage instant or short / longer term savings. Clear rates shown and utterly reliable instantaneous online transactions... have recommended to everyone I know! Reviewed on: 11th January 2023

Amazing

Great company. Very user friendly. Highly recommend Reviewed on: 11th January 2023

Easy to use, easy to save

Great company, so easy to sign up and use Reviewed on: 11th January 2023

Easy and simple!

It’s such a easy saving bank account with a up to date modern approach to banking Reviewed on: 11th January 2023

Does exactly what it says on the tin

I really like the ability to use extra pots to save for specific things Reviewed on: 11th January 2023

User friendly, excellent rates

Zopa is so easy to set up, rates and details are transparent and I love the way you can split your savings depending on withdrawal notice - it's really helped me manage my money better! The app is intuitive and clear, I would highly recommend! Reviewed on: 11th January 2023

Just amazing

Zopa has been simple to set up, so very easy to use throughout and keeps you updated with news. Fantastic and would recommend yo all . Keep up the good work. Reviewed on: 11th January 2023

East to use

Very easy to use and set up. Easy to transfer money in and out. Reviewed on: 11th January 2023

Good Rates, easy setup

The best rate I could find for a 30 day fix, even better for 1yr fix but I didn't want to commit to that as I feel there's potentially more movement to come. Received a text to confirm every deposit which is encouraging Reviewed on: 11th January 2023

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