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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Straight forward savings

I chose Zopa as my savings provider for their competitive interest rates and simple online application. The application process was very simple and straight forward, whilst the Zopa banking app makes accessing your savings and moving money between different accounts incredibly straight forward. Zopa have since increased savings rates at regular intervals, mirroring BOE rate movements to ensure my money keeps working fir me. Reviewed on: 11th January 2023

Really easy banking with great rates.

Easy to sign up. Great Internet platform. Easy to use banking app. Plus great rates. Reviewed on: 11th January 2023

Great Service

Excellent interest rates and great service! Reviewed on: 11th January 2023

Zopa fantastic

Fantastic always on hand to help with any issues good rates on savings and loans. What can I say but Zopa you are No1 Reviewed on: 11th January 2023

Stunning way of saving

Love Zopa - sooo easy to set up and manage instant or short / longer term savings. Clear rates shown and utterly reliable instantaneous online transactions... have recommended to everyone I know! Reviewed on: 11th January 2023

Amazing

Great company. Very user friendly. Highly recommend Reviewed on: 11th January 2023

Easy to use, easy to save

Great company, so easy to sign up and use Reviewed on: 11th January 2023

Easy and simple!

It’s such a easy saving bank account with a up to date modern approach to banking Reviewed on: 11th January 2023

Does exactly what it says on the tin

I really like the ability to use extra pots to save for specific things Reviewed on: 11th January 2023

User friendly, excellent rates

Zopa is so easy to set up, rates and details are transparent and I love the way you can split your savings depending on withdrawal notice - it's really helped me manage my money better! The app is intuitive and clear, I would highly recommend! Reviewed on: 11th January 2023

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