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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Does exactly what it says on the tin

I really like the ability to use extra pots to save for specific things Reviewed on: 11th January 2023

User friendly, excellent rates

Zopa is so easy to set up, rates and details are transparent and I love the way you can split your savings depending on withdrawal notice - it's really helped me manage my money better! The app is intuitive and clear, I would highly recommend! Reviewed on: 11th January 2023

Just amazing

Zopa has been simple to set up, so very easy to use throughout and keeps you updated with news. Fantastic and would recommend yo all . Keep up the good work. Reviewed on: 11th January 2023

East to use

Very easy to use and set up. Easy to transfer money in and out. Reviewed on: 11th January 2023

Good Rates, easy setup

The best rate I could find for a 30 day fix, even better for 1yr fix but I didn't want to commit to that as I feel there's potentially more movement to come. Received a text to confirm every deposit which is encouraging Reviewed on: 11th January 2023

Excellent

Easy to set up via the app. Good interest rate. Reviewed on: 11th January 2023

Easy to use

Easy to use and easy to understand .You can't go wrong with this company Reviewed on: 11th January 2023

Great savings provider

Easy to use, good interest rate, perfect for what I needed Reviewed on: 11th January 2023

Best interest rates.

Did a little researching to see who had best interest rates for my savings and Zopa came out tops. Easy to transfer money to their app from your main bank account in seconds c Reviewed on: 11th January 2023

Zopa truly is tops

The app is so user friendly and the rates are by far the best I’ve found for smaller amounts- I’ve tripled my interest compared to what I got from my bank Reviewed on: 11th January 2023

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