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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Excellent

Easy to set up via the app. Good interest rate. Reviewed on: 11th January 2023

Easy to use

Easy to use and easy to understand .You can't go wrong with this company Reviewed on: 11th January 2023

Great savings provider

Easy to use, good interest rate, perfect for what I needed Reviewed on: 11th January 2023

Best interest rates.

Did a little researching to see who had best interest rates for my savings and Zopa came out tops. Easy to transfer money to their app from your main bank account in seconds c Reviewed on: 11th January 2023

Zopa truly is tops

The app is so user friendly and the rates are by far the best I’ve found for smaller amounts- I’ve tripled my interest compared to what I got from my bank Reviewed on: 11th January 2023

Fanatically clear app

The app is incredibly clear and easy to use. It’s always obvious exactly what the terms of the savings plan are. Reviewed on: 11th January 2023

Top Rates

I really love the app and of course great rates. Really easy to use and transfers are very easy. Reviewed on: 11th January 2023

Zopa is special

Zoe saving offers one of the best flexible saving scheme that I have ever seen. Reviewed on: 11th January 2023

Best on Market

A great, easy to use web site, so easy to set up my account and best on market savings rates for easy access and notice accounts Reviewed on: 11th January 2023

Absolutely brilliant

Setting up a savings account and moving money about couldn't be easier, and the interest rate is extremely good compared with other banks. Zopa is absolutely brilliant and I have recommended them to friends and family. Reviewed on: 11th January 2023

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