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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
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7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Just amazing

5
Zopa has been simple to set up, so very easy to use throughout and keeps you updated with news. Fantastic and would recommend yo all . Keep up the good work. Reviewed on: 11th January 2023

East to use

5
Very easy to use and set up. Easy to transfer money in and out. Reviewed on: 11th January 2023

Good Rates, easy setup

5
The best rate I could find for a 30 day fix, even better for 1yr fix but I didn't want to commit to that as I feel there's potentially more movement to come. Received a text to confirm every deposit which is encouraging Reviewed on: 11th January 2023

Excellent

5
Easy to set up via the app. Good interest rate. Reviewed on: 11th January 2023

Easy to use

5
Easy to use and easy to understand .You can't go wrong with this company Reviewed on: 11th January 2023

Great savings provider

5
Easy to use, good interest rate, perfect for what I needed Reviewed on: 11th January 2023

Best interest rates.

5
Did a little researching to see who had best interest rates for my savings and Zopa came out tops. Easy to transfer money to their app from your main bank account in seconds c Reviewed on: 11th January 2023

Zopa truly is tops

5
The app is so user friendly and the rates are by far the best I’ve found for smaller amounts- I’ve tripled my interest compared to what I got from my bank Reviewed on: 11th January 2023

Fanatically clear app

5
The app is incredibly clear and easy to use. It’s always obvious exactly what the terms of the savings plan are. Reviewed on: 11th January 2023

Top Rates

5
I really love the app and of course great rates. Really easy to use and transfers are very easy. Reviewed on: 11th January 2023

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