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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Fanatically clear app

The app is incredibly clear and easy to use. It’s always obvious exactly what the terms of the savings plan are. Reviewed on: 11th January 2023

Top Rates

I really love the app and of course great rates. Really easy to use and transfers are very easy. Reviewed on: 11th January 2023

Zopa is special

Zoe saving offers one of the best flexible saving scheme that I have ever seen. Reviewed on: 11th January 2023

Best on Market

A great, easy to use web site, so easy to set up my account and best on market savings rates for easy access and notice accounts Reviewed on: 11th January 2023

Absolutely brilliant

Setting up a savings account and moving money about couldn't be easier, and the interest rate is extremely good compared with other banks. Zopa is absolutely brilliant and I have recommended them to friends and family. Reviewed on: 11th January 2023

A bank that actually reflects the interest rates for savings immediately

Brilliant banking! Love the app, makes life so much easier and they let you know when they change the rate in line with the base rate and let me say, it is quicker than any other bank! Brilliant Reviewed on: 11th January 2023

Good rates

best interest rates that I could find on a savings account Reviewed on: 11th January 2023

Easy !

Extremely easy to set up an account , to transfer money , to monitor and great interest rates . Reviewed on: 11th January 2023

Amazing

I highly recommend Zopa for savings it’s so easy to use and to keep an eye on your savings and I love how you can put them in different pots so your less likely to take it out and get a good start on saving Reviewed on: 11th January 2023

Easy

Opened the account in seconds, reacts to upward movement in interest rates quickly Reviewed on: 11th January 2023

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