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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

A bank that actually reflects the interest rates for savings immediately

Brilliant banking! Love the app, makes life so much easier and they let you know when they change the rate in line with the base rate and let me say, it is quicker than any other bank! Brilliant Reviewed on: 11th January 2023

Good rates

best interest rates that I could find on a savings account Reviewed on: 11th January 2023

Easy !

Extremely easy to set up an account , to transfer money , to monitor and great interest rates . Reviewed on: 11th January 2023

Amazing

I highly recommend Zopa for savings it’s so easy to use and to keep an eye on your savings and I love how you can put them in different pots so your less likely to take it out and get a good start on saving Reviewed on: 11th January 2023

Easy

Opened the account in seconds, reacts to upward movement in interest rates quickly Reviewed on: 11th January 2023

Good company

Easy to use and gave me a decent credit limit, good repayments options and the app is fairly versatile Reviewed on: 11th January 2023

Banking the smart way

Easy to use and value for money Reviewed on: 11th January 2023

Easy to open an account

Everything's been smooth and easy Reviewed on: 11th January 2023

Saving

Very good bank highly recommend Reviewed on: 11th January 2023

Great interest rates

Easy to use app with better interest rates than my usual bank Reviewed on: 11th January 2023

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