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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Very easy to use

Easy site to operate, very good interest rates Reviewed on: 11th January 2023

Easy to use account

Good rates, easy account to set up and maintain and their communication is very good. Reviewed on: 11th January 2023

Great App

best rates, easy to open, easy to manage Reviewed on: 11th January 2023

Ideal product

Exactly what I wanted from a product Reviewed on: 11th January 2023

Best savings products in the market

Easy to use. Competitive rate. Customer service is helpful too. Reviewed on: 10th January 2023

Fantastic User Experience

Fantastic experience from Zopa, using the savings account has made life a lot easier and so straightforward to use that I have recommended it to friends and family Reviewed on: 10th January 2023

Great app easy to use

Great app easy to use. Clear and friendly support and easy to understand products and services. Reviewed on: 9th January 2023

Savings

incredible savings service coupled with great customer service Reviewed on: 9th January 2023

Fixed rate account

I have an account with Zopa but despite this I'm unable to open a fixed rate account.I'v attempted on a number of occasions to do this but each time their application page denies me as after I input my email address in it stated "you already have an account" I'v put in three email addresses and still get the same answer. I have given up and will be investing elsewhere.An email I sent about this problem 3 days ago remains unanswered. Reviewed on: 7th December 2022

Best rates in market

As far as I can see (and I believe it’s confirmed in a couple of articles) Zopa’s booster savings account have some of/if not the best interest rates in the market Reviewed on: 3rd April 2022

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