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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

highest savings interests in town. Easy to use app and website

5
Best savings account for users. User friendly app and website. Reviewed on: 16th March 2022

Easy to set up if you have a mobile phone

4
You can only set up this account if you have a mobile phone and a good signal which you need to log in every time, as you are only give a window of a few seconds to type in your security code. Reviewed on: 1st March 2022

Very easy to understand website

4
Able to access the information and details required to complete my investment very quickly and easily Reviewed on: 24th January 2022

Excellent Bank.

5
Very good interest rate in the current situation and a customer service that is second to none. Reviewed on: 24th January 2022

Easy, safe and great rate!

5
Really easy to open, safe and they offer great rates! Reviewed on: 23rd January 2022

What I think about ZOPA

5
Zopa is a godd bank offering good services and a reasonable rate of interesr on investments. Reviewed on: 22nd January 2022

Easy, professional, trusteworthy

5
Opening the account was easy and the all process takes a moment Reviewed on: 22nd January 2022

Works well for me.

5
I used Zopa for peer-to-peer lending, which worked well and finished well. The savings accounts which I now use are solid and sound. Reviewed on: 21st January 2022

Great way to save money

5
Make use of Zopa and get among the best interest Reviewed on: 21st January 2022

One of the best

5
I could say, the best rate I saw for savings account so far. Good returns for your money. Reviewed on: 21st January 2022

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