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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Savings

5
incredible savings service coupled with great customer service Reviewed on: 9th January 2023

Fixed rate account

1
I have an account with Zopa but despite this I'm unable to open a fixed rate account.I'v attempted on a number of occasions to do this but each time their application page denies me as after I input my email address in it stated "you already have an account" I'v put in three email addresses and still get the same answer. I have given up and will be investing elsewhere.An email I sent about this problem 3 days ago remains unanswered. Reviewed on: 7th December 2022

Best rates in market

5
As far as I can see (and I believe it’s confirmed in a couple of articles) Zopa’s booster savings account have some of/if not the best interest rates in the market Reviewed on: 3rd April 2022

highest savings interests in town. Easy to use app and website

5
Best savings account for users. User friendly app and website. Reviewed on: 16th March 2022

Easy to set up if you have a mobile phone

4
You can only set up this account if you have a mobile phone and a good signal which you need to log in every time, as you are only give a window of a few seconds to type in your security code. Reviewed on: 1st March 2022

Very easy to understand website

4
Able to access the information and details required to complete my investment very quickly and easily Reviewed on: 24th January 2022

Excellent Bank.

5
Very good interest rate in the current situation and a customer service that is second to none. Reviewed on: 24th January 2022

Easy, safe and great rate!

5
Really easy to open, safe and they offer great rates! Reviewed on: 23rd January 2022

What I think about ZOPA

5
Zopa is a godd bank offering good services and a reasonable rate of interesr on investments. Reviewed on: 22nd January 2022

Easy, professional, trusteworthy

5
Opening the account was easy and the all process takes a moment Reviewed on: 22nd January 2022

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