Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

View other Zopa products

4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Fixed term savings account reviews (1793)

Works well for me.

I used Zopa for peer-to-peer lending, which worked well and finished well. The savings accounts which I now use are solid and sound. Reviewed on: 21st January 2022

Great way to save money

Make use of Zopa and get among the best interest Reviewed on: 21st January 2022

One of the best

I could say, the best rate I saw for savings account so far. Good returns for your money. Reviewed on: 21st January 2022

Poor customer service

Like most financial organisations, Zopa are using Covid as an excuse for poor service. They don’t answer calls, and 52 hours to respond to an email is poor. Reviewed on: 21st January 2022

quite happy with thr product

i think paper work should be sent out to at all times Reviewed on: 21st January 2022

Zuper efficient Zopa

All my dealings with Zopa (5yrs) have been quick and efficient, giving me confidence in the platform and the people behind it. Information is readily accessible, so the decision to invest in a fixed term account was easy. Reviewed on: 21st January 2022

Investment returns

One of the very few investment options in the market place offering a decent return in the prevailing environment. Reviewed on: 21st January 2022

Does what it says on the tin

Straightforward Savings product from Zopa, refreshing new bank Reviewed on: 20th January 2022

easy to use savings app

The Zopa app is easy to use and as well as savings gives access to other products. Reviewed on: 20th January 2022

Great Savings Provider

I am extremely pleased with the service I have received from Zopa, the website is easy and fast to use. The customer services are quick to respond and staff are very efficient. I would highly recommend their services. Their interest rates are very competitive as well. Reviewed on: 20th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from My Community Bank 4.87 from 1782 reviews
Savings accounts
from Tandem 4.71 from 211 reviews
Savings
from Manchester Credit Union 4.90 from 858 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub