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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

What I think about ZOPA

Zopa is a godd bank offering good services and a reasonable rate of interesr on investments. Reviewed on: 22nd January 2022

Easy, professional, trusteworthy

Opening the account was easy and the all process takes a moment Reviewed on: 22nd January 2022

Works well for me.

I used Zopa for peer-to-peer lending, which worked well and finished well. The savings accounts which I now use are solid and sound. Reviewed on: 21st January 2022

Great way to save money

Make use of Zopa and get among the best interest Reviewed on: 21st January 2022

One of the best

I could say, the best rate I saw for savings account so far. Good returns for your money. Reviewed on: 21st January 2022

Poor customer service

Like most financial organisations, Zopa are using Covid as an excuse for poor service. They don’t answer calls, and 52 hours to respond to an email is poor. Reviewed on: 21st January 2022

quite happy with thr product

i think paper work should be sent out to at all times Reviewed on: 21st January 2022

Zuper efficient Zopa

All my dealings with Zopa (5yrs) have been quick and efficient, giving me confidence in the platform and the people behind it. Information is readily accessible, so the decision to invest in a fixed term account was easy. Reviewed on: 21st January 2022

Investment returns

One of the very few investment options in the market place offering a decent return in the prevailing environment. Reviewed on: 21st January 2022

Does what it says on the tin

Straightforward Savings product from Zopa, refreshing new bank Reviewed on: 20th January 2022

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