Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

Value for money.

5
Very easy to open an account on line. Top rate of interest payed. Easy to understand the Web Site. Reviewed on: 20th January 2022

Highly satisfied

5
No trouble at all always been helpful and efficent Reviewed on: 20th January 2022

very good website

4
The website is fairly easy to navigate, I got a bit lost originally, but am ok with it now. The products are very good and some of the best interest rates that I could find. Reviewed on: 20th January 2022

Good place to put your money

5
I have invested with Zopa for 10 years, and I have always kept a close eye on my investments. I trust Zopa with my money and would have no problem recommending it. Reviewed on: 20th January 2022

EASY TO SET UP

5
Easy to set up. All went well. Still going smoothly. Reviewed on: 20th January 2022

Easy to set up

5
Very easy to set up online.All went well Reviewed on: 20th January 2022

Good rates easy interaction

5
Got a market leading rate and quick and easy to set up, it just works! Reviewed on: 20th January 2022

Helpful

4
Customer services have been very helpful Reviewed on: 19th January 2022

Watch your money grow

5
Easy to open account then sit back and watch your money grow. Thank you Reviewed on: 19th January 2022

Easy transaction

5
Really easy to open account and pay in money. Reviewed on: 19th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5779 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products