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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Top Savings Account

Best savings account at the time of opening. Beat the rest by a good margin. Easy to open an account and manage online. Interest paid monthly and added to savings account. Reviewed on: 19th January 2022

Best saving rates available

Good rates are hard to find This is the place Reviewed on: 19th January 2022

Great savings, hassle free

They have competitive rates and it is very easy to use. Reviewed on: 19th January 2022

Good Interest rate

Provides a very good interest rate saving with minimum effort Reviewed on: 19th January 2022

Great range of savings accounts for all risk types

Also easy and clear on how you can withdraw funds. Reviewed on: 19th January 2022

Zopa is best interest rate at this time

Easy to set up and plenty of assurances for safety Reviewed on: 19th January 2022

Just a good rate

Needs to be a good rate and simple to operate and that’s a winning combination. Reviewed on: 19th January 2022

Easy to apply for

No messing about to set up new account. Favourable interest rate kept up to date with account opening process. Would reccomend. Reviewed on: 19th January 2022

Efficient Service

Opened an account which as straightforward and quick. Reviewed on: 19th January 2022

No longer a P2P Provider

Zopa just killed off my P2P savings without much notice or care for what I can do with those savings. Reviewed on: 19th January 2022

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