Smart Money People Logo

Zopa: Fixed Term Savings Account reviews

4.92
Based on 1,581 reviews, last reviewed 23rd Jan 2025
13300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

From premium bonds to fixed term savings . I moved some of my pensions pot from premium bonds to a Zopa fixed term account having used their shorter term savings for the past couple of years. T... Read more Reviewed on: 23rd January 2025
Jacky's avatar
Jacky

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed Term Savings Account reviews (1581)

Quick, easy and safe. Thanks Zopa.

5
Opening my account with Zopa was very straightforward and friction-free. Just what I wanted. Job done. Reviewed on: 16th February 2021

Simple, straightforward and competitive rates

5
I have used Zola previously and found them excellent, so I was pleased to find out they were offering fixed term savings. The rates were favourably competitive in the current situation and I have confidence in the process. Reviewed on: 16th February 2021

Consistent excellency

5
Over the years I have invested with ZOPA, the returns have been consistently higher than I could have obtained elsewhere Including other Peer to Peer platforms while the defaults by borrowers have been so small as to have been insignificant. Would I suggest this as a good Investment? My answer is YES! WITHOUT A DOUBT! Reviewed on: 16th February 2021

Zopa loan

5
Quick approval, great low rate, great app to manage loan. Would use again. Reviewed on: 16th February 2021

Great service

5
We are kept informed about the progress of investments and the rates are as competitive as others too. Reviewed on: 16th February 2021

Easy to set up and the best returns.

5
Interest rates are the best available, and the website is easy to use to set up savings accounts.I've had no problems during several years. Reviewed on: 16th February 2021

good rate of interest

4
when I took out my bonds they were offering the best interest rate in the market place. Reviewed on: 16th February 2021

A safe place to earn interest from unused cash.

5
Whether a large or small investor Zopa provides competitive returns. The website is jargon free, but you are still welcome to make phone contact! Reviewed on: 15th February 2021

Above average rates and great communication

5
Regular updates by email made sure I didn't miss the launch of new products and clear explanations of lending practices inspire confidence. Website is very easy to navigate. Reviewed on: 15th February 2021

Very good service

5
Very good service that is easy to understand. Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products