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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Good interest rate and easy to open.

5
Very clear on conditions and how to open an account. App and website exemplary and competitive interest rate in the current cl8mate. Reviewed on: 19th January 2022

Easy to open the account

5
Competitive interest rate, easy to operate, great communication Reviewed on: 19th January 2022

Safe investment

5
Good interest rate and safe and reliable Reviewed on: 19th January 2022

Great place to invest

5
Looked round for somewhere to invest some savings, Zopa came out top for easy to deposit and great interest rates. Easy to log in and check investments, will certainly reinvest when the time comes. Reviewed on: 19th January 2022

Amazing

5
Really customer friendly website. This was the easiest online account to open together with the best interest rates. Friendly helpful staff on the rare occasions you need to contact them. Well done ZOPA !! Reviewed on: 19th January 2022

Top Savings Account

5
Best savings account at the time of opening. Beat the rest by a good margin. Easy to open an account and manage online. Interest paid monthly and added to savings account. Reviewed on: 19th January 2022

Best saving rates available

4
Good rates are hard to find This is the place Reviewed on: 19th January 2022

Great savings, hassle free

5
They have competitive rates and it is very easy to use. Reviewed on: 19th January 2022

Good Interest rate

5
Provides a very good interest rate saving with minimum effort Reviewed on: 19th January 2022

Great range of savings accounts for all risk types

5
Also easy and clear on how you can withdraw funds. Reviewed on: 19th January 2022

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