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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

On-line savings service by Zopa

Great on-line experience, backed by excellent customer service and product base - would highly recommend Zopa Reviewed on: 19th January 2022

Disappointing

Interest rolled up - no choice - neither monthly or annual option offered. I would not invest in another 3 year fixed rate bond with Zopa. Reviewed on: 19th January 2022

LIFE AFTER P2P

ZOPA have recently withdrawn from P2P lending in a responsible manner that instils trust in their organisation. They now offer the best rates in a very difficult market. I am confident that I have chosen well to continue my connection with ZOPA Reviewed on: 19th January 2022

Efficient Service and Good Interest Rates

I have been saving with Zopa for a while now, investing in their Peer to Peer offer, but I am a cautious saver, so am now really happy with the fixed term savings accounts. The stability of saving in these accounts is very reassuring. The accounts are easy to open and the interest starts straight away. There is a choice in the length of accounts available and transfering money into them is very easy. The communication from Zopa is second to none. Reviewed on: 19th January 2022

So easy to set up and a great rate too

I chose a one year fixed rate saver for existing savings and also for my Peer to Peer savings. It was easy to set up, as Zopa recognised my existing nominated bank account, and a great interest rate too. I also love that there is some extra time to add more money if you want to Reviewed on: 19th January 2022

Great Organisation

Easy steps to follow, fast and efficient excellent customer service Reviewed on: 19th January 2022

Easy banking

Simplified savings process with sound investment options Reviewed on: 19th January 2022

Excellent service, very user friendly

So easy to set up account on line and instructions and tips were so clear. Great rate and easy to use makes Zopa an excellent choice. Reviewed on: 19th January 2022

Great Interest rate

Zopa's Interest Rate is better than numerous other companies plus it has a website that is very user friendly. Reviewed on: 19th January 2022

It's a no brainer!

Zopa has been my go-to for a long time, used them for a loan and now savings with a great interest rate. Reviewed on: 19th January 2022

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