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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Great savings, hassle free

They have competitive rates and it is very easy to use. Reviewed on: 19th January 2022

Good Interest rate

Provides a very good interest rate saving with minimum effort Reviewed on: 19th January 2022

Great range of savings accounts for all risk types

Also easy and clear on how you can withdraw funds. Reviewed on: 19th January 2022

Zopa is best interest rate at this time

Easy to set up and plenty of assurances for safety Reviewed on: 19th January 2022

Just a good rate

Needs to be a good rate and simple to operate and that’s a winning combination. Reviewed on: 19th January 2022

Easy to apply for

No messing about to set up new account. Favourable interest rate kept up to date with account opening process. Would reccomend. Reviewed on: 19th January 2022

Efficient Service

Opened an account which as straightforward and quick. Reviewed on: 19th January 2022

No longer a P2P Provider

Zopa just killed off my P2P savings without much notice or care for what I can do with those savings. Reviewed on: 19th January 2022

On-line savings service by Zopa

Great on-line experience, backed by excellent customer service and product base - would highly recommend Zopa Reviewed on: 19th January 2022

Disappointing

Interest rolled up - no choice - neither monthly or annual option offered. I would not invest in another 3 year fixed rate bond with Zopa. Reviewed on: 19th January 2022

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