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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great Organisation

Easy steps to follow, fast and efficient excellent customer service Reviewed on: 19th January 2022

Easy banking

Simplified savings process with sound investment options Reviewed on: 19th January 2022

Excellent service, very user friendly

So easy to set up account on line and instructions and tips were so clear. Great rate and easy to use makes Zopa an excellent choice. Reviewed on: 19th January 2022

Great Interest rate

Zopa's Interest Rate is better than numerous other companies plus it has a website that is very user friendly. Reviewed on: 19th January 2022

It's a no brainer!

Zopa has been my go-to for a long time, used them for a loan and now savings with a great interest rate. Reviewed on: 19th January 2022

Used to be great

Zopa once an innovative finance company now just another plain Old Bank, do we really need anymore? Reviewed on: 19th January 2022

Excellent on line banking

Excellent online banking & savings, easy to use, prompt decisions. Reviewed on: 19th January 2022

a safe haven for money.

Spare cash to lock away for a fixed time.Difficult period for good interest rates. Zopa were as good as any & very prompt, simple,& fully online. Security system also appears excellent Reviewed on: 19th January 2022

They said we will never be a bank

What a shame they’ve become a bank. What more can I say, there’s nothing new on offer to separate them from anyone else. All faceless hiding behind a computer screeen. Reviewed on: 19th January 2022

interest rates

The interest rates on the bonds were very competative which is what attracted me to Zopa initially.Staff were always pleasant and helpful when telephoning. Reviewed on: 19th January 2022

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