Write a review

Newsletter

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

View other Zopa products

4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Used to be great

Zopa once an innovative finance company now just another plain Old Bank, do we really need anymore? Reviewed on: 19th January 2022

Excellent on line banking

Excellent online banking & savings, easy to use, prompt decisions. Reviewed on: 19th January 2022

a safe haven for money.

Spare cash to lock away for a fixed time.Difficult period for good interest rates. Zopa were as good as any & very prompt, simple,& fully online. Security system also appears excellent Reviewed on: 19th January 2022

They said we will never be a bank

What a shame they’ve become a bank. What more can I say, there’s nothing new on offer to separate them from anyone else. All faceless hiding behind a computer screeen. Reviewed on: 19th January 2022

interest rates

The interest rates on the bonds were very competative which is what attracted me to Zopa initially.Staff were always pleasant and helpful when telephoning. Reviewed on: 19th January 2022

Satisfied saver

Ex customer service ,easy to set up an account Reviewed on: 19th January 2022

Zopa savings

Very Easy to set up and very simple to use app. Reviewed on: 19th January 2022

Brilliant company

Easy to set up savings account with the best interest rates all protected Reviewed on: 19th January 2022

New customer, excellent service

Love that I was able to speak to a real human without having to wait an extended period. Very efficient, professional service - knew exactly how to resolve my queries Excellent app too! Reviewed on: 19th January 2022

Easy & simple website and market-leading interest rates

Always worked well and I like the simple layout of their website and clear explanations of what they are offering. Reviewed on: 19th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Children's savings accounts
from Chorley Building Society 4.22 from 5 reviews
Savings
from Great Western Credit Union 4.61 from 437 reviews
Instant Access Savings
from Nationwide 4.04 from 34 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub