Smart Money People Logo

Zopa: Fixed Term Savings Account reviews

4.92
Based on 1,581 reviews, last reviewed 23rd Jan 2025
13300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

From premium bonds to fixed term savings . I moved some of my pensions pot from premium bonds to a Zopa fixed term account having used their shorter term savings for the past couple of years. T... Read more Reviewed on: 23rd January 2025
Jacky's avatar
Jacky

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed Term Savings Account reviews (1581)

Easy

5
Easy to set up and manage online Reviewed on: 15th February 2021

Great easy to organise

5
A great rate was available, and it was easy to apply and set up on line. Would definitely recommend. Reviewed on: 15th February 2021

Doing their best

4
I have found it very easy to get money in and ask for assistance when needed. I’ve never tried to take money out, so can’t comment on that aspect. I have consistently earned on the various accounts I have opened with you, despite the current circumstances. Reviewed on: 15th February 2021

Good rates, good service.

5
As a long-term P2P customer, the fixed savings products were excellent products which I and my wife quickly took on board. Reviewed on: 15th February 2021

Zopa

4
Zopa's a great company Keeping you very well informed Up-to-the-minute statistics on money and loan rates Have been with them for 10 years pretty much tried all the different accounts and never had a problem thank you Zopa Reviewed on: 15th February 2021

So far, so good

4
The range of products from the new Zopa Bank is limited, and its difficult to get exited about a fixed term deposit account, but as far as it goes, the new Zopa facility does the trick, i.e. what passes these days for a competitive rate, and reasonably easy set up. I did have a little hitch getting it through but is was pretty straightforward. Reviewed on: 15th February 2021

Great ethos, customer service and rates

5
The idea behind Zopa, offering affordable loans to everyone, is great. The company is really well (and ethically) run. Customer service, as a lender, has been great. They are not intrusive in marketing their products and the rates they offer are good for both borrowers and lenders. Reviewed on: 15th February 2021

The Simplest Savings Account I Have Come Across

5
An easy savings account to set up if you are already a member of the Zopa platform, and its fscs protected, which is great. Reviewed on: 15th February 2021

Friendly

5
Seems like a company that will listen to me and is not too big to ignore the little people. Reviewed on: 15th February 2021

A great rating for great rates.

5
Simple, easy-to-use and offering an extremely competitive return! Oh, and did I mention that they're very friendly and helpful? Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products