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Zopa: Fixed term savings account reviews

4.93
Based on 1,784 reviews, last reviewed 12th Jun 2025
28% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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7%
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0%
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Latest highest rating:

4

Not intuitive User interface could be better the app is not intuitive to navigate Reviewed on: 12th June 2025
David 's avatar
David

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

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Zopa Fixed term savings account reviews (1784)

Simple

5
Easy to use, good rate, would highly recommend. Reviewed on: 6th January 2022

Excellent product

5
I'm very happy with my Fixed Term Savings Account. It was easy to open & fund and I like that I can keep track of it online. Reviewed on: 17th April 2021

Great products with excellent returns.

5
I would just like to say brilliant customer service, great products and really healthy returns with the peace of mind that my money is protected which is very rare in these uncertain times. Reviewed on: 16th April 2021

Zopa getting worse

3
Zopa has turned itself into a standard bank. Fixed term saver interest rates are no better or worse than anyone else's. Since going off line for several days recently to "improve" it's website, the site does not now work properly. See no benefit to new savers/investors joining Zopa at present. Reviewed on: 16th April 2021

Easy to invest

5
In a world with very low interest rates, the Zopa product was one of the best, and as a peer to peer lender, made a lot of sense. Reviewed on: 16th April 2021

great rates and even better customer service

5
Transparent, trustworthy and timely. looking forward to a long relationship with Zopa Reviewed on: 16th April 2021

Offering more interest than most other banks

5
Quite a painless experience, no problems. Reviewed on: 16th April 2021

Simply best

4
Good interest, efficient service and knowing you are helping others. Could not ask for more Reviewed on: 16th April 2021

Best peer to peer lender on the market

4
Consistent peer to peer lender over the last 11 years. Glad ZOPA hasn't sold out to a bank or ditched its domestic investors to pursue Government help out loans. Reviewed on: 16th April 2021

Clear and easy website

5
Unlike some of its competitors, Zopa has a website that is clear and easy to understand. The interest rates are some of the best around too. Reviewed on: 16th April 2021

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