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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Fixed term savings account reviews (1795)

Great service

Good app, rates and service. I have already recommended to family who have taken out accounts too Reviewed on: 19th January 2022

Best Fixed term Savings account

Best saving rate in the market, plus its so easy to open the account and manage it. Reviewed on: 19th January 2022

Honest

Been with Zopa for about 5years now always gives you honest updates on what's happening within the company. Reviewed on: 19th January 2022

Easy deal with ZOPA

Very easy over the internet to follow depositing your money step by step with easy instructions and emails. Reviewed on: 19th January 2022

Great savings account

A fixed rate savings account that is so simple to open and very competitive rates ..would recommend Reviewed on: 19th January 2022

Easy savings

Great website, good rates, FSCA backing, Reviewed on: 19th January 2022

Great app

Great app and usability so far. Reviewed on: 19th January 2022

Great rate

At a time of continuing low interest rates, this account offered the a high street bank beating savings rate. Reviewed on: 19th January 2022

Easy as peeling tangerine

My first internet based bank experience and surprisingly it went very well in opening my deposit A/C. I am not internet expert but I was able to go through the process OK. Reviewed on: 19th January 2022

Unbeatable interest rates

Interest best I can get during this strange times.very easy opening accounts online and receive updates re money arrived in account /account up and running Reviewed on: 19th January 2022

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