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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy savings

Great website, good rates, FSCA backing, Reviewed on: 19th January 2022

Great app

Great app and usability so far. Reviewed on: 19th January 2022

Great rate

At a time of continuing low interest rates, this account offered the a high street bank beating savings rate. Reviewed on: 19th January 2022

Easy as peeling tangerine

My first internet based bank experience and surprisingly it went very well in opening my deposit A/C. I am not internet expert but I was able to go through the process OK. Reviewed on: 19th January 2022

Unbeatable interest rates

Interest best I can get during this strange times.very easy opening accounts online and receive updates re money arrived in account /account up and running Reviewed on: 19th January 2022

Excellent and professional service

Zopa is always professional in approach, the team are friendly and Knowledgeable, and the bank offers excellent returns. Very happy after five years Reviewed on: 19th January 2022

Simple

Easy to use, good rate, would highly recommend. Reviewed on: 6th January 2022

Excellent product

I'm very happy with my Fixed Term Savings Account. It was easy to open & fund and I like that I can keep track of it online. Reviewed on: 17th April 2021

Great products with excellent returns.

I would just like to say brilliant customer service, great products and really healthy returns with the peace of mind that my money is protected which is very rare in these uncertain times. Reviewed on: 16th April 2021

Zopa getting worse

Zopa has turned itself into a standard bank. Fixed term saver interest rates are no better or worse than anyone else's. Since going off line for several days recently to "improve" it's website, the site does not now work properly. See no benefit to new savers/investors joining Zopa at present. Reviewed on: 16th April 2021

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