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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to invest

In a world with very low interest rates, the Zopa product was one of the best, and as a peer to peer lender, made a lot of sense. Reviewed on: 16th April 2021

great rates and even better customer service

Transparent, trustworthy and timely. looking forward to a long relationship with Zopa Reviewed on: 16th April 2021

Offering more interest than most other banks

Quite a painless experience, no problems. Reviewed on: 16th April 2021

Simply best

Good interest, efficient service and knowing you are helping others. Could not ask for more Reviewed on: 16th April 2021

Best peer to peer lender on the market

Consistent peer to peer lender over the last 11 years. Glad ZOPA hasn't sold out to a bank or ditched its domestic investors to pursue Government help out loans. Reviewed on: 16th April 2021

Clear and easy website

Unlike some of its competitors, Zopa has a website that is clear and easy to understand. The interest rates are some of the best around too. Reviewed on: 16th April 2021

Investing for the Future.

I have been investing with Zopa since 2012 and I love it. You can see how your money is working to help other people and everything is clear and transparent. Reviewed on: 16th April 2021

Excellent

Easy to use website with clear information providing good rewards Reviewed on: 16th April 2021

Bloody brilliant

I love investing with Zopa, the app is easy to use and I get to watch my money grow safe in the knowledge that it’s going to help real people navigate this crazy but wonderful world Reviewed on: 16th April 2021

Easy to use. Zopa knows how to make stuff accessible online.

A friend got me interested in investing in Zopa's peer to peer lending, and having been impressed by the ease of setting that up and accessing updates on my account, I was keen to invest with them again. I am not disappointed. Reviewed on: 15th April 2021

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