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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Clear and easy website

Unlike some of its competitors, Zopa has a website that is clear and easy to understand. The interest rates are some of the best around too. Reviewed on: 16th April 2021

Investing for the Future.

I have been investing with Zopa since 2012 and I love it. You can see how your money is working to help other people and everything is clear and transparent. Reviewed on: 16th April 2021

Excellent

Easy to use website with clear information providing good rewards Reviewed on: 16th April 2021

Bloody brilliant

I love investing with Zopa, the app is easy to use and I get to watch my money grow safe in the knowledge that it’s going to help real people navigate this crazy but wonderful world Reviewed on: 16th April 2021

Easy to use. Zopa knows how to make stuff accessible online.

A friend got me interested in investing in Zopa's peer to peer lending, and having been impressed by the ease of setting that up and accessing updates on my account, I was keen to invest with them again. I am not disappointed. Reviewed on: 15th April 2021

Best interest rates

I found it very easy to open an account, best interest rates during these difficult times, good website, easy to navigate, everything explained clearly. Reviewed on: 15th April 2021

So so easy

Simple easy no hassles just what you want Reviewed on: 15th April 2021

Zopa savings review

Good user friendly app. Very competitive interest rates. Easy to invest and interest is earned straight away. Reviewed on: 15th April 2021

Zopa Fixed Deposits

The account was very easy to open and operate and the interest rate was good. Reviewed on: 15th April 2021

Safe Guard for the future

I have been with Zopa for over 5 years and feel very safe and secure with the money deposited. In that period of time the company have been creative, sound, and secure in the products that they have developed. I am sure there are many happy families and small businesses that matured due to the help of Zopa Reviewed on: 15th April 2021

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