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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Best interest rates

I found it very easy to open an account, best interest rates during these difficult times, good website, easy to navigate, everything explained clearly. Reviewed on: 15th April 2021

So so easy

Simple easy no hassles just what you want Reviewed on: 15th April 2021

Zopa savings review

Good user friendly app. Very competitive interest rates. Easy to invest and interest is earned straight away. Reviewed on: 15th April 2021

Zopa Fixed Deposits

The account was very easy to open and operate and the interest rate was good. Reviewed on: 15th April 2021

Safe Guard for the future

I have been with Zopa for over 5 years and feel very safe and secure with the money deposited. In that period of time the company have been creative, sound, and secure in the products that they have developed. I am sure there are many happy families and small businesses that matured due to the help of Zopa Reviewed on: 15th April 2021

Reliable.

Plain, simple, straightforward and it works as expected. Reviewed on: 15th April 2021

Great rewards

It's a good feeling to be able to use my money to help others and also to be rewarded myself. Reviewed on: 15th April 2021

Simple but competitive savings account

Zopa doing fixed rate savings accounts was a surprise to me and a pleasant one. I thought they were just lending but setting up and funding a fixed rate savings account was simple enough. There were several competitive rates to choose from, the only slight downside was that the interest could only be paid into the savings account and not to another nominated bank account. Reviewed on: 15th April 2021

Simple to work with but!

Very simple to work with but shame the rates are so terrible!. Reviewed on: 15th April 2021

What competition?

With higher than the main banks can offer, the interest is a surefire winner with this fixed term savings account. Reviewed on: 15th April 2021

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