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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1785)

Reliable.

Plain, simple, straightforward and it works as expected. Reviewed on: 15th April 2021

Great rewards

It's a good feeling to be able to use my money to help others and also to be rewarded myself. Reviewed on: 15th April 2021

Simple but competitive savings account

Zopa doing fixed rate savings accounts was a surprise to me and a pleasant one. I thought they were just lending but setting up and funding a fixed rate savings account was simple enough. There were several competitive rates to choose from, the only slight downside was that the interest could only be paid into the savings account and not to another nominated bank account. Reviewed on: 15th April 2021

Simple to work with but!

Very simple to work with but shame the rates are so terrible!. Reviewed on: 15th April 2021

What competition?

With higher than the main banks can offer, the interest is a surefire winner with this fixed term savings account. Reviewed on: 15th April 2021

Exceptional Experience

Good competitive rates over a reasonable period of time. Very easy to set up and manage online. Reviewed on: 15th April 2021

Happy Zopa customer (investor) for many years

Weekly emails to inform of savings Reviewed on: 15th April 2021

EXCEPTIONAL SERVICE

I have been a member of P2P with Zopa for 5 years. I recently opened a fixed savings account with them and will do so again as I am very impressed with the service, reliability and overall performance of this company. They regularly keep you informed of what is happening to your investments and I would strongly recommend them to anyone. Reviewed on: 15th April 2021

Accounts with Zopa

I have 2 separate investment accounts with zopa and added a fixed term savings account recently. The website is easy to use and you can quickly identify how your account is progressing. Everything appears well run and hopfully zopa will receive the guarantee of a full banking licence Reviewed on: 15th April 2021

Consistently good performance

Easy to use website. Regular newsletter and proactive communication Reviewed on: 15th April 2021

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