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Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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7%
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Good interest and very easy to do what you want to d...

5
Good interest and very easy to do what you want to do paying bills and savings Reviewed on: 17th January 2025

Good rates.

5
Good rates. Easy site to navigate. Reviewed on: 24th May 2024

Zopa Fixed Rate Savings Account

4
Zopa provides a quality service & enable me to save money on a fixed rate. I haven’t had any issues thus far & the customer service is also very good. Reviewed on: 23rd May 2024

Very straightforward and easy to use

5
Very straightforward and easy to use Reviewed on: 21st April 2024

A simple web or app based system.

5
A simple web or app based system with better than most interest rates. Contsistantly beats high street banks, secure and efficient. Reviewed on: 14th April 2024

Easy access good rates and easy use of the app able...

5
Easy access good rates and easy use of the app able to move money in and out easy Reviewed on: 13th April 2024

Good Service, good interest

5
So far it has been easy to deposit money and to follow its progress. The interest rates have been good, better than my working bank Reviewed on: 13th April 2024

Trusted banking app

5
Never had any issues with the bank. Very user friendly. Seem to be a bank on your side Reviewed on: 13th April 2024

Great addition to UK finance facilities

5
Easy to set up an account on their app and monitor your accounts instantly.. Competitive interest rates. Reliable access. Reviewed on: 13th April 2024

Can save money in different pots

5
Can save money in different pots Reviewed on: 12th April 2024

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