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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Easy to use for savings .

5
Easy to use for savings . great explanations and clear rates of interest. very easy to view how plan is doing from month to month Reviewed on: 17th January 2025

Really easy to set up with great savings rates

5
Really easy to set up with great savings rates Reviewed on: 17th January 2025

Good interest and very easy to do what you want to d...

5
Good interest and very easy to do what you want to do paying bills and savings Reviewed on: 17th January 2025

Good rates.

5
Good rates. Easy site to navigate. Reviewed on: 24th May 2024

Zopa Fixed Rate Savings Account

4
Zopa provides a quality service & enable me to save money on a fixed rate. I haven’t had any issues thus far & the customer service is also very good. Reviewed on: 23rd May 2024

Very straightforward and easy to use

5
Very straightforward and easy to use Reviewed on: 21st April 2024

A simple web or app based system.

5
A simple web or app based system with better than most interest rates. Contsistantly beats high street banks, secure and efficient. Reviewed on: 14th April 2024

Easy access good rates and easy use of the app able...

5
Easy access good rates and easy use of the app able to move money in and out easy Reviewed on: 13th April 2024

Good Service, good interest

5
So far it has been easy to deposit money and to follow its progress. The interest rates have been good, better than my working bank Reviewed on: 13th April 2024

Trusted banking app

5
Never had any issues with the bank. Very user friendly. Seem to be a bank on your side Reviewed on: 13th April 2024

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