Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

No bad experiences .

5
No bad experiences .transactions always fast Reviewed on: 8th March 2024

Easy product paying great interest

5
Easy product paying great interest Reviewed on: 7th March 2024

The saving account is very good for when you need ac...

5
The saving account is very good for when you need access to your savings at short notice, quick transfer to nominated current account. Reviewed on: 7th March 2024

Great app easy to use and competitive interest rates,

5
Great app easy to use and competitive interest rates, Reviewed on: 7th March 2024

Easy to set up and use and good return on...

5
Easy to set up and use and good return on your money Reviewed on: 7th March 2024

Easy to use software platform

5
Easy to use software platform offering great savings rates Reviewed on: 6th March 2024

Thumbs up

5
Easy to use app. Good interest rates. Like being able to have differently named pots that you can keep track of savings. Reviewed on: 6th March 2024

Zopa is so easy to use even for an oldie like me .

5
Zopa is so easy to use even for an oldie like me ..thankyou Reviewed on: 6th March 2024

Apptastic!!.

5
Easy app and great savings rates. Good communication via text and email. Reviewed on: 6th March 2024

The rate is brilliant.

5
The rate is brilliant. I highly recommend this to family. No problems on app and the account. Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5779 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products