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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Has been great experience from start to now

5
Has been great experience from start to now Reviewed on: 6th March 2024

Great rates.

5
Great rates, east to use app, good isa rates also Reviewed on: 6th March 2024

Good rates, easy to access and navigate

5
Good rates, easy to access and navigate Reviewed on: 5th March 2024

Very simple and efficient app.

5
Very simple and efficient app. Easy to move money around. Reviewed on: 5th March 2024

I use this card and it's a good 1

5
I use this card and it's a good 1 Reviewed on: 5th March 2024

Great service and prompt response

5
Great service and prompt response Reviewed on: 5th March 2024

Hi guys yeah zoopa I will recommend to friends an...

5
Hi guys yeah zoopa I will recommend to friends and family with my finances you can always use the card no obligation with the ai boom that is coming up maybe there will be a change in the future to do with artaficial enteligence we will all have our own identity which is called Web 3 and company's are using crypto currency like chase the the bank by jp morgan the change will need for the future maybe give zoop diffrent finacial goal that the way we handel money for the future draw more attention to finacial goals Reviewed on: 5th March 2024

money in the bank made easy

5
applied for loan ,went smooth all the way from start to finish and now am laughing all the way to mt account Reviewed on: 5th March 2024

Easy to use app and good interest rstes

5
Easy to use app and good interest rstes Reviewed on: 5th March 2024

Very easy to use.

5
Very easy to use. Automatic monthly top ups are very useful. Easy to transfer money between accounts. Good rate of interest paid. Very easy to set up savings pots. Can't fault them. Reviewed on: 5th March 2024

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