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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Good interest rate and easy to use App and easy to t...

5
Good interest rate and easy to use App and easy to transfer money Reviewed on: 1st March 2024

Good interest rates, easy to invest transparent and...

5
Good interest rates, easy to invest transparent and easy to see statement Reviewed on: 1st March 2024

Easy access, no fuss - transparent communications -...

5
Easy access, no fuss - transparent communications - everything easily understood Reviewed on: 1st March 2024

Great non highstreet bank for the rest of us

5
Simple app, straight talking info. Great interest rates. Reviewed on: 1st March 2024

Good interest which is visible monthly.

4
Good interest which is visible monthly. Withdrawal from the ‘pots’ is efficient. Reviewed on: 1st March 2024

Great bank who make investment easy

5
Great bank who make investment easy Reviewed on: 1st March 2024

Happy with app, Happy with account

5
Happy with app, Happy with account Reviewed on: 1st March 2024

Wish every bank was like Zopa!.

5
Easy to navigate on the app, great interest rates, love it ❤️ Reviewed on: 1st March 2024

Easy to use app and interest added on time and money...

5
Easy to use app and interest added on time and money out quickly Reviewed on: 1st March 2024

A brilliant bank and brilliant service.

5
A brilliant bank and brilliant service. Great interest rates and so easy to manage your money. No need to trudge down to the high street to manage bills and savings. Lots of information, tips and ideas about money. Reviewed on: 1st March 2024

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