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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great Service, fantastic products

5
Zopa have been fantastic to deal with, we have transferred all of our saving etc to Zopa. Great product range and simple to use! Reviewed on: 1st March 2024

Good interest rates on savings, especially short acc...

4
Good interest rates on savings, especially short access savings Reviewed on: 1st March 2024

Good interest rate and easy to use App and easy to t...

5
Good interest rate and easy to use App and easy to transfer money Reviewed on: 1st March 2024

Good interest rates, easy to invest transparent and...

5
Good interest rates, easy to invest transparent and easy to see statement Reviewed on: 1st March 2024

Easy access, no fuss - transparent communications -...

5
Easy access, no fuss - transparent communications - everything easily understood Reviewed on: 1st March 2024

Great non highstreet bank for the rest of us

5
Simple app, straight talking info. Great interest rates. Reviewed on: 1st March 2024

Good interest which is visible monthly.

4
Good interest which is visible monthly. Withdrawal from the ‘pots’ is efficient. Reviewed on: 1st March 2024

Great bank who make investment easy

5
Great bank who make investment easy Reviewed on: 1st March 2024

Happy with app, Happy with account

5
Happy with app, Happy with account Reviewed on: 1st March 2024

Wish every bank was like Zopa!.

5
Easy to navigate on the app, great interest rates, love it ❤️ Reviewed on: 1st March 2024

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