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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great for saving.

5
Great for saving. easy to use. Happy to see a good interest rate Reviewed on: 1st March 2024

A great Savings and Banking Company!

5
It’s a very user friendly and efficient way to see all your expenditures and savings all in one while also managing to hit your savings goals a lot easier! Reviewed on: 1st March 2024

Quick and Easy

5
Very quick and easy to set up. Money is transferred back in minutes, easy to use app and good rates. Reviewed on: 1st March 2024

App easy to use and they keep me informed.

5
App easy to use and they keep me informed. Reviewed on: 1st March 2024

Very easy to set up an account and the app is really...

5
Very easy to set up an account and the app is really easy to use and understand. Their rates are great too. Reviewed on: 1st March 2024

Good for savers

5
A very easy to use and secure app that offers flexibility for savers. Reviewed on: 1st March 2024

Simple easy to set up

5
Simple easy to set up … excellent comms via email/app Reviewed on: 1st March 2024

Seamless Savings Process

5
The process for overall Savings deposits, making pots, moving across different pots and even taking our money is so seamless that it doesn't take much time. Reviewed on: 1st March 2024

Easy set up and running of account via app.

5
Easy set up and running of account via app. Excellent rates of interest on savings. Best online savings account so far! Reviewed on: 1st March 2024

Great to bank with zopa as it gives a very favorable...

5
Great to bank with zopa as it gives a very favorableinteredt rate. Reviewed on: 1st March 2024

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