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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great interest rates and flexible ways to ensure sav...

5
Great interest rates and flexible ways to ensure savings accounts match your needs. My wife and I have used ZOPA now for several years. Reviewed on: 8th January 2024

Quick and easy

5
It was very easy to set up my accounts and interest rates are excellent. Reviewed on: 8th January 2024

Excellent product and good communication of rate cha...

5
Excellent product and good communication of rate changes. Reviewed on: 8th January 2024

Very simple set up and market leading interest rates.

5
Very simple set up and market leading interest rates. Reviewed on: 8th January 2024

Simple fast and amazing rates!

5
Simple fast and amazing rates! Always on hand if you have a questions. Their app makes the process easy to use! User friendly! Reviewed on: 8th January 2024

Review zopa

5
Great interest rate. Easy to use app Reviewed on: 8th January 2024

I am very pleased with the way you handle my busines...

5
I am very pleased with the way you handle my business and I am over the moon with the way my money is being handled Reviewed on: 8th January 2024

Save in confidence

5
Competitive rates ease of using app and total confidence in their business model. Easy to add and remove funds quick and efficient service Reviewed on: 8th January 2024

Amazing!

5
Amazing! Really good customer service. Way better than the big banks! Have used Zopa for over a year now, and won’t go back. The app is really easy to use and has everything that I need to manage my savings. Reviewed on: 8th January 2024

Easy banking service.

5
Easy to use app and great saving rates. Reviewed on: 8th January 2024

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