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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Easiness of accounts

5
App very easy to follow and to check on balance. Easy to move money around from different pots and other accounts Reviewed on: 8th January 2024

Good service

5
Interest paid promptly and rates good Reviewed on: 8th January 2024

Really easy to set up, and great to manage.

5
Really easy to set up, and great to manage. Reviewed on: 8th January 2024

Great Product

5
Very easy to use. Move money about quickly. Good interest rates. App is easy to use. Reviewed on: 8th January 2024

When moving funds around they are quick to comply

5
When moving funds around they are quick to comply Reviewed on: 8th January 2024

Great rate of interest.

5
Great rate of interest. Easy to manage and monitor. Reviewed on: 8th January 2024

Easy to get going and to use

5
It was really easy to set up the account and then access is instant. A great product. Reviewed on: 8th January 2024

Great choice of accounts with good interest rates

5
Great choice of accounts with good interest rates Reviewed on: 8th January 2024

Great interest rates and good communication

5
Great interest rates and speedy passing on of rate increases to customer. Good notification of changes to account terms. Reviewed on: 8th January 2024

Zopa keeps up with the bank rate and their staff are...

5
Zopa keeps up with the bank rate and their staff are polite and genuinely helpful. This is a bank that I trust. Reviewed on: 8th January 2024

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