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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Transferred my savings and ISA to Zopa from my Halif...

5
Transferred my savings and ISA to Zopa from my Halifax account as easier to use and better value. Reviewed on: 8th January 2024

Great savings products, good communication

5
Great savings products, good communication Reviewed on: 8th January 2024

Zopa bank

5
Great savings product and very simple app to use Reviewed on: 8th January 2024

Easy you use app great comppetive assets

5
Easy you use app great comppetive assets Reviewed on: 8th January 2024

Transparent and very easy to operate.

5
Transparent and very easy to operate. Reasonable interest rates. Even better now that I can transfer an isa to Zopa. Reviewed on: 8th January 2024

It was easy to get a zopa credit card even though my...

5
It was easy to get a zopa credit card even though my credit rating is poor. I am using it to build my credit rating by using a small amount and paying it off. Reviewed on: 8th January 2024

good interest rates and easy to use app

5
Really good interest rates. App is easy to use. Reviewed on: 8th January 2024

Great rates and clear on how to open accounts and as...

5
Great rates and clear on how to open accounts and assistance easily accessible when required, interest paid directly into your account on selected dates and the mobile app is easy to use. Reviewed on: 8th January 2024

Easiness of accounts

5
App very easy to follow and to check on balance. Easy to move money around from different pots and other accounts Reviewed on: 8th January 2024

Good service

5
Interest paid promptly and rates good Reviewed on: 8th January 2024

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