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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy you use app great comppetive assets

Easy you use app great comppetive assets Reviewed on: 8th January 2024

Transparent and very easy to operate.

Transparent and very easy to operate. Reasonable interest rates. Even better now that I can transfer an isa to Zopa. Reviewed on: 8th January 2024

It was easy to get a zopa credit card even though my...

It was easy to get a zopa credit card even though my credit rating is poor. I am using it to build my credit rating by using a small amount and paying it off. Reviewed on: 8th January 2024

good interest rates and easy to use app

Really good interest rates. App is easy to use. Reviewed on: 8th January 2024

Great rates and clear on how to open accounts and as...

Great rates and clear on how to open accounts and assistance easily accessible when required, interest paid directly into your account on selected dates and the mobile app is easy to use. Reviewed on: 8th January 2024

Easiness of accounts

App very easy to follow and to check on balance. Easy to move money around from different pots and other accounts Reviewed on: 8th January 2024

Good service

Interest paid promptly and rates good Reviewed on: 8th January 2024

Really easy to set up, and great to manage.

Really easy to set up, and great to manage. Reviewed on: 8th January 2024

Great Product

Very easy to use. Move money about quickly. Good interest rates. App is easy to use. Reviewed on: 8th January 2024

When moving funds around they are quick to comply

When moving funds around they are quick to comply Reviewed on: 8th January 2024

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