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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Saving incentives for a new audience .

Opening an account was super easy using it predominantly for saving up I’m a 60 year old and I like the ease of the app and being able to move money around if I need to and the savings pots such a good idea, this is how it used to be way back when when you put money in cups drawers and envelopes but updating this concept for a new generation who may not be as familiar with this way of saving. Reviewed on: 8th January 2024

Zopa app

Zopa app very user friendly and customer service are so helpful. Reviewed on: 8th January 2024

Excellent customer service and easy to use website

Excellent customer service and easy to use website Reviewed on: 8th January 2024

App is very good to use for savings and credit card...

App is very good to use for savings and credit card and loans Reviewed on: 8th January 2024

Shame you alienated customers

Shame you alienated customers by excluding older machines, forcing people to leave or purchase new, which negates the reason for saving. Reviewed on: 8th January 2024

Very good interest rates & strong communication

Very good interest rates & strong communication Reviewed on: 8th January 2024

I found the App Easy to open and use

I found the App Easy to open and use Reviewed on: 8th January 2024

Transferred my savings and ISA to Zopa from my Halif...

Transferred my savings and ISA to Zopa from my Halifax account as easier to use and better value. Reviewed on: 8th January 2024

Great savings products, good communication

Great savings products, good communication Reviewed on: 8th January 2024

Zopa bank

Great savings product and very simple app to use Reviewed on: 8th January 2024

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