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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Great bank

5
Easy app, great rates, easy to manage accounts Reviewed on: 8th January 2024

Brilliant website and online banking is very reliabl...

5
Brilliant website and online banking is very reliable and so useful. Never had an issue since joining. Reviewed on: 8th January 2024

Great Banking App

5
Ease of use. Hassle free banking. Good interest rates for savings Reviewed on: 8th January 2024

Everything is so easy to deal with

5
Everything is so easy to deal with Reviewed on: 8th January 2024

Highly recommend

5
Easy to use app, clear communication from the company and relevant articles sent in their news letter. Reviewed on: 8th January 2024

Saving incentives for a new audience .

5
Opening an account was super easy using it predominantly for saving up I’m a 60 year old and I like the ease of the app and being able to move money around if I need to and the savings pots such a good idea, this is how it used to be way back when when you put money in cups drawers and envelopes but updating this concept for a new generation who may not be as familiar with this way of saving. Reviewed on: 8th January 2024

Zopa app

5
Zopa app very user friendly and customer service are so helpful. Reviewed on: 8th January 2024

Excellent customer service and easy to use website

5
Excellent customer service and easy to use website Reviewed on: 8th January 2024

App is very good to use for savings and credit card...

4
App is very good to use for savings and credit card and loans Reviewed on: 8th January 2024

Shame you alienated customers

5
Shame you alienated customers by excluding older machines, forcing people to leave or purchase new, which negates the reason for saving. Reviewed on: 8th January 2024

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