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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Very simple to use website offering all I need whils...

5
Very simple to use website offering all I need whilst making me feel safe and secure good competitive interest rates with various optional rates within one place Reviewed on: 8th January 2024

No hassle friendly experience staff thanks

5
No hassle friendly experience staff thanks Reviewed on: 8th January 2024

Savings account

5
Excellent customer service and when you reach out to them through chats there’re very quick to answer Reviewed on: 8th January 2024

Worthwhile investment

5
I have been a saver with Zola for a couple of years now and everything has run smoothly, when I had an occasion to contact them my query was attended to very satisfactorily. I'm very pleased with my savings account. Reviewed on: 8th January 2024

Easy to use, good communication

5
Easy to use, good communication from them, excellent rates of interest Reviewed on: 8th January 2024

Great savings provider.

5
Great savings provider. Good rates easy to use app. Reviewed on: 8th January 2024

Great Company with great rates

5
Top interest rate. Easy to open and manage. Very nice to see my money grow on the 5th of every month. Reviewed on: 8th January 2024

So easy to manage

5
So easy to shift money from different pots as well as transferring money to my bank account when I need it. Did not give a rate of 5 as interest rates are up there but not the best Reviewed on: 8th January 2024

Great bank

5
Easy app, great rates, easy to manage accounts Reviewed on: 8th January 2024

Brilliant website and online banking is very reliabl...

5
Brilliant website and online banking is very reliable and so useful. Never had an issue since joining. Reviewed on: 8th January 2024

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