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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Used Zopa for easy access savings and fixed savings...

5
Used Zopa for easy access savings and fixed savings - found it very easy and simple, with reasonable rates of interest, easy to add money or take out money, all. If you have a flexible savings account you get easy options to move some to higher interest accounts but with very little fuss. Reviewed on: 8th January 2024

Easy to use, simple straightforward app that is very...

5
Easy to use, simple straightforward app that is very user friendly, not to mention to ease with which you can add to savings pot Reviewed on: 8th January 2024

Very simple to use website offering all I need whils...

5
Very simple to use website offering all I need whilst making me feel safe and secure good competitive interest rates with various optional rates within one place Reviewed on: 8th January 2024

No hassle friendly experience staff thanks

5
No hassle friendly experience staff thanks Reviewed on: 8th January 2024

Savings account

5
Excellent customer service and when you reach out to them through chats there’re very quick to answer Reviewed on: 8th January 2024

Worthwhile investment

5
I have been a saver with Zola for a couple of years now and everything has run smoothly, when I had an occasion to contact them my query was attended to very satisfactorily. I'm very pleased with my savings account. Reviewed on: 8th January 2024

Easy to use, good communication

5
Easy to use, good communication from them, excellent rates of interest Reviewed on: 8th January 2024

Great savings provider.

5
Great savings provider. Good rates easy to use app. Reviewed on: 8th January 2024

Great Company with great rates

5
Top interest rate. Easy to open and manage. Very nice to see my money grow on the 5th of every month. Reviewed on: 8th January 2024

So easy to manage

5
So easy to shift money from different pots as well as transferring money to my bank account when I need it. Did not give a rate of 5 as interest rates are up there but not the best Reviewed on: 8th January 2024

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