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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Website and app both easy to navigate.

5
Website and app both easy to navigate. Easy to do an end of year tax. Return reliably, good rate of interest Reviewed on: 8th January 2024

Very easy to do everything online

5
Very easy to do everything online Reviewed on: 8th January 2024

Saving made easy

5
Such an easy to use app and competitive rate of interest. Love it! Reviewed on: 8th January 2024

Trouble free financial support

5
I have had a stress and trouble free experience with all my dealings with Zopa and would highly recommend them for savings products. Reviewed on: 8th January 2024

Why use anyone else?

5
Easy to save and earn extra interest! Reviewed on: 8th January 2024

A great App based savings account.

5
A great App based savings account. Great interest rates too. Reviewed on: 8th January 2024

Love the ability to boost pots.

5
Love the ability to boost pots. Great company. Highly recommend Reviewed on: 8th January 2024

Excellent rates.

5
Excellent rates. Good online app. Easy to use Reviewed on: 8th January 2024

Used Zopa for easy access savings and fixed savings...

5
Used Zopa for easy access savings and fixed savings - found it very easy and simple, with reasonable rates of interest, easy to add money or take out money, all. If you have a flexible savings account you get easy options to move some to higher interest accounts but with very little fuss. Reviewed on: 8th January 2024

Easy to use, simple straightforward app that is very...

5
Easy to use, simple straightforward app that is very user friendly, not to mention to ease with which you can add to savings pot Reviewed on: 8th January 2024

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